How To Start A Low Cost Window Blind Retail Business

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A window blind retail business can be set up at a relatively low cost. This business involves visiting prospective customers in their homes, measuring their windows and helping them choose fabrics from your range of samples. When you take an order you simply send it in to a blind manufacturer who offers a trade supply service. They will make up the blinds to your specification and send them to you. You then return to your customer to fit the blinds and collect payment. There is no stock to hold as you are supplying bespoke products, custom manufactured to your customer’s requirements so you only purchase stock when you have an order.

You should also expect to collect deposits from customers which means that you should cover your purchase costs before placing your orders, giving you a very good cash-flow situation. To start this business you will need a range of samples to show people. These can be purchased from a trade manufacturer. You could actually ‚beg‘ a few free samples, however it’s much better to have professionally produced swatches at least rather than scrappy bits of fabric. A set of samples can cost up to £200 however there are options available where you can get a starter set for around £50 and trade up later as your business gets established.

You will also need a few tools for fitting, a good drill, a hammer, screwdrivers and a small stepladder are essential pieces of equipment. Another thing to consider is how to promote your new business. Local newspaper advertising works well however this will add to your start-up costs. You could also print leaflets and deliver these yourself as a low cost alternative to get you started. Fitting most blinds is a simple task and can be done by anyone with a basic knowledge of DIY, if you choose your trade supplier carefully they should be able to offer you any advice and guidance you need on the fitting. Generally the window blind retail trade operates on a gross profit margin of about 40% – i.e. you double your VAT exclusive trade buying price. With the correct approach and marketing you could expect turnover of £100000 plus a year.

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Source by Stephen J Moore

Herbalife Review: 4 Pros and 4 Cons You Need to Know

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If you’re looking to start a home business of your own, looking into multi-level marketing and currently investigating Herbalife International, I have information that will help you. I did some research and found four pros and four cons that will help you make a sound decision before investing your time, money and energy into the business. I decided on four to give you enough of a picture of what the business is like. Pros of the business: easy start up system, high quality products, high income potential from compensation plan, and interactive training. Cons of the business: high inventory costs, marketing plan, franchise site, and live trainings.

First pro of the business, Herbalife has an easy start up system. It is designed as a „turnkey“ step by step system; you literally follow their instructions, click on and fill out a few forms and within minutes you’ve got a business and website of our own. Next, Herbalife has numerous quality product lines for inner and outer nutrition. The products are developed and tested by a group of scientists and nutritionists along with multiple independent 3rd party companies whose sole duty is to perform clinical trials and verify the tests of products for the various regulatory bodies. Herbalife also has compensation with great potential for substantial income. As it is designed from a multi-level marketing structure you grow your business by teaching other business owners within your down line to run a successful business. Using a principal known at duplication, you receive a percentage of their productivity. That continues until 6 levels or a tier of distributors, that’s the vertical chain of your down line, the horizontal lines of distributors are unlimited within each level. The final pro is interactive training; once you begin with Herbalife you’re given the leverage of your mentor’s ability to close sales with your customer and distributors sales calls. Once you’re more comfortable with the process and confident in your ability you can upgrade your calls with your mentor on the line listening in and providing feedback to increase your skills and understanding with each call, on occasion you can phone in on various up line leaders calls and hear how it’s done.

Cons of the business, Herbalife has high startup costs due to inventory. To begin with Herbalife you must buy into the company by purchasing inventory. The amount of inventory you purchase indicates your level with the company. The level in the company governs your commission percentage with each sale and leaves you with the responsibility of selling the corresponding inventory amount. The inventory startup cost can reach thousands of dollars and many find the task daunting when dozens of boxes are shipped to your house. Next, the marketing structure I put down as a con for a couple of reasons. The marketing plan relies heavily on your local market and the problem there is nobody’s local market is the same. You may not have the influence required to sell things like a business opportunity or nutrition products to your market. In addition, your warm market may not be a qualified market, which means not interested in or have the money to spend on the product or the opportunity. Those two factors are very variable and incredibly important because starting a home business is an uphill battle without adding those struggles to your plate. Another con of the marketing plan is that you’re relying on others for your income. Many refer to this as the problem of constant recruiting each month. I’ll back up a second, multi-level marketing uses one simple but hard to swallow law, the law of large numbers. You need to see so many people, say 100 people for 1 to be interested and you need to see 50 interested people before you find a solid lead. A solid lead is someone who is interested but has the work ethic and character needed to make the business a success; they will treat it like a full time job instead of a part time hobby. When you end up recruiting a lot of part timers you need to constantly recruit each month to acquire the income you’re seeking and recruiting takes time, money and energy.

Next, con is the website design. The websites are set up as franchise sites and website franchise sites are much like brick and mortar franchises, they all look alike and operate the same. Great for brick and mortar like subway but bad for the internet. When everything looks the same there is no unique value for the consumer that separates you from the competition and if you’re advertising on Google and so is your competition, and let’s say they pay more for the ad. They will get the customer because it makes no difference to them so they buy from the first site they see and you lose the customers because you lost the bidding war. Franchise sites are online cash registers, they work when you guide people to them and do all the work to get the money but you must be in control of every aspect of the sale. The final con is the live trainings, like many home businesses extensive training and support is a must and trainings are great, you get more understanding, more confident and overall feel good about your success. The reason it is in con is because you need to see things over and over again to understand them, absorb the information and internalize the trainings. Let’s take an example on this one, you get done with your day job and hustle to the local internet café with your laptop and since you’re a home business owner now you’ve got 15 things to do. Learn criteria, learn the operations, get better at selling, meet enough people to make it work and be on the training call. Here in lies the problem, you need the info to get better at this and fast. So you can do revenue generating activities and make money to pay bills and put food on the table. The meeting takes place and has good information but you don’t get all the information from note taking and then they move on to 30 minutes worth of announcements and promotions for your business. You have 10 minutes worth of value for your business and realize you could’ve been doing something to generate sales instead of going to the meeting. My point here is live trainings cause you to hustle to the meeting and wait for information that you hope is good, and when the meeting is over the information is gone.

When I looked at the opportunity I passed and here’s why. I wasn’t looking for high inventory startup costs and inventory management, which means I’ll have a lot of administrative duties each day to do and time is of the essence when you’re a home business entrepreneur. I didn’t like the franchise site, I don’t want a site that’s pre-maid and I can’t control and update its layout and be stuck with a digital cash register. Finally, I didn’t like being confined to my local market, I live in a small town and don’t‘ want to be branded as the person who goes around pitching a business or product, people don’t like being pitched or worried they’ll be sold.

I was looking for a service, with no unnecessary amounts of inventory for my garage or basement, I wanted the opportunity to promote and brand myself and more importantly leverage my time by marketing over the internet. The internet is an incredible tool and I wanted to market in multiple places to masses of people who are looking for what I had to offer.

To see the company that fit my criteria go to my blog and for your own research, expanding knowledge and convenience I’ve provided you with the report that I used for my research into Herbalife.

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Source by John Mcilhattan

How To Be Successful Selling Timeshare and Vacation Owner – Get Your Share of the Big Bucks

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Timeshare and vacation ownership. what are they about? What is it like to have a career in this industry? What does it take to make a six-figure income and to stay employed in the industry?

I am not writing these articles with the intention of hiring anyone since I’m not a sales recruiter. I do have an MBA in real estate development and management and my pet peeve in business is employee turnover. I just don’t like it. Turnover in the vacation ownership/timeshare industry is horrible.

My MBA side of my brain tells me that turnover is expensive and not exciting or positive for anyone involved. You’ve also probably heard that dissatisfied customers or employees can do more damage to the business in the long run than the happy customers and employees can do to improve your bottom line.

If something frustrates you or gets you mad, the best thing you can do, instead of anger management or psychotherapy, is to take action. So here I am.

Most salespeople hired to sell vacation ownership or timeshare need a real estate or timeshare sales license. If you have the time and the money, the more comprehensive full real estate license will allow you more career options and I highly recommend more education in any field if you want to be successful and stay in the industry.

What happens when a person gets a job selling timeshare or vacation ownership. At this time in the industry, potential guests or prospects are marketed and invited to a sales presentation. The majority of these guest invitations include an incentive or gift for the participant’s time. People love gifts, and incentives, and a good deal. We’re greedy, bargain hunters. The industry knows this and depends on us to fill the sales centers for presentations.

As a salesperson, the presentations you will make will often range from 90 minutes to 3 hours, depending on the company you work for. With timeshare or vacation ownership sales the unique factor is that the guest or participant you will try to sell has come to see your resort and product with intentions of getting a gift, getting out fast, and most have no intention of buying anything.

Selling people who have not come to buy anything and often who have an agreement not to buy no matter what you have, no matter how good it sounds, and no matter how affordable. This is such a different form of selling than working in a retail store where people have come in specifically to buy something and with intentions of taking it home with them.

The employee turnover in the timeshare and vacation ownership sales industry is huge. It’s horrible. Employers spend an amazing amount of money to find salespeople and salespeople get in the business and are shocked by the rejection and how hard it can be to sell people their vacations and they run away. A successful timeshare salesperson must be perceived by the guest as authentic and sincere. Companies should have more comprehensive sales training to help build the employees skills so they will be able to stay on the job.

I attended a financial seminar and they discussed the „Asset Value of Employees .“ My question is, “ If employees are your greatest asset, how much money and value are you adding to the bottom line of your competitors when they leave you and go to work for your competitors?“ If the companies finally calculate these numbers they will have to pay more attention to keeping their employees and not letting them fail and leave.

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Source by Lori Wilk

Protecting Your Homestead Property Against Liens & Judgments

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Today, most residential homeowners do not realize that they do not have a „legal status“ of homestead on their Home.

Some states have homestead exemption(s) and homestead benefits but very few people have failed to realize that they must first „proclaim“ their home as their homestead in order to be entitled to such benefits.

Currently, the states that have the the best homestead protection limits are Florida and then Texas but few homeowners have failed to legally establish their homestead status and receive their entitled protection pursuant to that state’s constitution. HOMESTEAD EXEMPTION does NOT protect your home!

The one of the worst courses of action that any homeowner can do, is download one of those „cheap, cookie cutter“ homestead forms online, without having an in-depth knowledge of the homestead laws and their limitations and/or how it may affect them, specifically.

Never, Never, Never buy a generic form over the internet unless you thoroughly understand the Homestead laws of your state and you can defend the meaning and purpose of that form, in a court of law. This is highly ill-advised and probably one of the Worse Action that you can possibly do. Buying a cheap and very in-expensive Homestead form „product“ from the internet (normal cost: $25-50), instead of purchasing a valuable „service“. This is very poor form of asset protection and estate planning. Your residential Home is your greatest financial asset that you & your family own – Do not become „cheap and/or thrifty“ when it coming to protecting your home. Remember, the old wise saying, „You get what you pay for !“ – there is much truth in that

The biggest misconception is that homeowners „assumes“ that Homestead exemption protects their residential home… IT DOES NOT!

You have to protect your greatest asset – Your home against any possible future litigation and claims that can be attached against your home unless several specific self-executing procedures are completed and filed in their entirely.

We are proud to announce the expansion Homestead Services of Florida to others states and launching of our website for our revolutionary home protection service.

What is exactly is „Homestead Services of Florida“?

What we do:

We offer Maximum Protection for your Florida Home against the all non-equity Judgments, Liens, Attachments, Lawsuits from lienors.

What liens or judgments are considered „non-equity“?

medical bills, credit cards, child support, nursing home,

judgement from lawsuits, etc.

What liens or judgments are considered „Equity“?

1) mortgage

2) Real Estate taxes

3) Assessment or maintenance fees (condo, villa, deed restricted)

4) construction or mechanics liens

Unfortunately most of us would agree, is that our legal system has run amuck and is out of control. With over 19,000,000 lawsuits filed annually generating over $135,000,000,000 billion dollars in court costs and legal fees, against individuals and companies. These numbers have consistently increased from year to year and continue to dramatically increase by surpassing the previous years totals.

Most consumers today feel that we are currently living in a „Sue-Crazy“ society. Statistically speaking, a person has a three times (3X) greater risk of being legally sued in a court of law then being admitted into a hospital for an accident or sickness.

It is essential that individuals and business owners protect themselves against this realistic possibility.One of the most valuable financial assets that an individual can own today, is their Home.

If you have money, attorneys want it !!

Every time a new lawsuit is filed, it becomes a „Declaration of War“. The Attorneys are fighting to take away the assets of anyone that they can drag into their case. Just because you may never have had a legal issue yet doesn’t mean your safe by any means. Even if you have to defend yourself, it may cost you thousands of un-recoupable dollars in legal fees. You should always prepare your defensive systems. The Only way You can win this War is to have your affairs in order BEFORE a lawsuit is served against you.

Example in my state of Florida:

The Biggest Myth „assumed“ by most Florida Homeowners is that they believe and have falsely assumed, that Florida Homestead Exemption protects their homestead property – It Legally Does Not!



Florida homeowner says „But I receive my Homestead Exemption every year? Yes, this maybe true BUT this does NOT legally protect your Homestead property! Homestead Exemption’s primary purpose is for your annual $25,000 discount from Ad Valorem (Real Estate) taxes of your assessed value of your Florida home.

Do you realize that any person, lawyer, company, government agency, code enforcement board, or any entity can place a claim of lien against your Home at any time, for any reason, without cause or notification?

Florida laws states that you do not even have to be legally notified if a lien is placed against your home! Judgments and liens can stay enforced against your homestead property for between 14 years and 20 years depending on the year is was filed!

Ignorance of the law is not a legal defensive in a court of law! We help in assisting the Florida Homeowner in exercising their legal rights in providing maximum protection while shielding their most valuable asset, their Florida Home.

By utilizing our unique professional services through the use of legal documentation, filing and recording system -We can shield your Florida Home from the majority of Judgments, Liens, Attachments, lawsuits and litigation which is typically the first asset that most judgment liens are filed against.

But without our valuable services your home is 100% financially and completely exposed to frivolous and/or bona fide Liens, judgments, Attachments and is NOT protected under the full protection of the Florida Constitution and Florida Homestead laws as you have incorrectly assumed.

Once a judgment, lien or encumbrance is attached against your Florida home, whether a frivolous or legitimate claim, then you can do only 1 of 3 things:

Hire an attorney and Contest their claim in court – very expensive

Pay their Claim – very expensive.

Use Homestead Services to make their claim Legally Unenforceable without the expense of hiring an attorney – not expensive.

Call us or send us an email and protect your Florida Home today!

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Source by Darren Michaels

How to Become a Professional Home Builder – Part I

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Over the years I’ve had many of our builder students ask pertinent questions such as what size home do I build; what do I put in it; where do I build it? Looking back it’s easy for me to make these decisions now, but when I first started building in 1975 these were trial and error situations. And my hindsight is crystal clear. It’s very easy for me to look back and see things I wished I had known when I first started building. That’s what you’re going to learn in this article.

You’ll learn the pros and cons of being a speculative or spec builder (as opposed to a contract builder.) If you’re not familiar with those terms, a spec builder is one who will select a site, choose a design, build a home and then sell it to a client. A contract builder is a builder that you hire to build a home for you. By the way, spec building is how I suggest you begin rather than building a home for somebody else. I’ll explain why later.

I’ll begin by showing you how to be one of the best spec builders in your area, even if you’ve never before built a home. I’ll expand this information by discussing points that are unique to spec building. Next I’ll discuss points that are unique to contract building, and points that pertain to both spec and contract building.

A Word Of Caution

I want to stress that when starting your construction business, you must separate your business from your personal life. In the early 70’s I was in real estate commercial sales. I barely survived a major recession. Almost everything I owned was in my name and most of it was repossessed. Had I known then what I know now, I’d have retained that large home, that Mercedes and that airplane.

In the construction industry there are many things that can happen to you, some of which you have absolutely no control over. According to the 2008 Annual Report by the National Center for State Courts, in 2007 Americans filed over 90 million lawsuits, more than a third of which were civil cases. This does not include the volumes of legal disputes that were settled before a lawsuit was ever filed. Based on the sheer number of legal disputes that arise, in and out of court, one could say that most Americans run the risk of being involved in a legal dispute at some point in their lives – for many people, more than once. This is especially true for those who work in professions with high lawsuit vulnerability such as doctors, dentists and, yes, especially builders! You should invest in hiring professionals to help you protect your assets. It’s easier than you may realize. This is one time you can’t procrastinate. I can tell you some great horror stories but I don’t want to scare you this early in the game. Anyway, don’t live in fear of what might happen. You only lose if you don’t play.

I. Speculative Building

A. How To Be One Of The Best Spec Builders In Your Area

Before you buy a lot, before you buy any house plans, the first thing I want you to do is put together your success team. I call this the Henry Ford philosophy. If you read about Henry Ford, you’d learn that some people considered him to be illiterate. He once sued a Chicago newspaper that wrote an article claiming he was illiterate. In the lawsuit, Henry Ford emphasized that he didn’t need to know everything about everything because he hired experts to assist him in all that he wanted to do. This left his mind free and clear to do all the things that he really knew how to do. Well, I’ve learned from that philosophy myself over the years. I realize there is not enough time in this life to do everything. I now hire experts to assist me in my decision-making, and it has been a positive factor in my success building homes.

Your success team should include the following:

1. Real Estate Agent

2. Landscape Architect

3. Artist/Architect

4. Kitchen/Bath Designer

5. Interior Designer

6. Lighting Designer

I’ll discuss each of these team members in detail as we go through the course. Don’t be concerned. When you start out, you don’t need the best. These team members are more affordable than you could possibly imagine.

B. Obtaining Your First Loan

Let me tell you a story. And the further you get away from this story, the harder it’s going to be to borrow money to get started.

Let’s assume that you’re gainfully employed. If you’re not employed, but instead are self-employed, then you have to have a high credit score or produce tax returns for the past three years to qualify for the loan. If you currently rent a home or apartment and you want to build a home for yourself, you’re a prime candidate to borrow money to build a home – for yourself. So, you get the money. You build a home. You put it on the market during construction. You sell it. You go to the bank. You borrow money under the same premise. You get the money. You build a home. Put it up for sale. Sell it. Do it over and over again and pretty soon you walk into the bank and the banker looks at you and says, gosh, you should become a home builder. And you are.

Now, that’s the easiest way to get started. Most every builder I know got started in the industry this way. This method will also provide you with the least risk. Why? Because if you don’t sell the home you’ll simply move into it. In turn, this will make it easier for you to sell because a home that is furnished will normally sell faster than an unfurnished home. You’ll eventually sell it and can start the process again. The bad news is that you may be moving a lot. I remember one couple that wanted to own a home free and clear. They used this method on five homes, plowing their profit back into each home. Their sixth home was constructed completely from cash. They owned it free and clear and got out of the construction business. They simply wanted to do what it took to own their home free and clear.

The further you get away from the above scenario, the harder it is to get the initial loan when you’re just getting started.

For example, let’s say that you currently own a home and you want to borrow money to build another home for yourself. A banker will generally be negative. They tend to look at the downside and might comment something like this. „That sounds real good but you currently own a home. What are you going to do with your current home?“ Your response is, „I’ll put it up for sale during the construction of this new home and then I’ll sell it.“ The banker comments, „That sounds pretty good, but what if you don’t sell your current home?“ The banker generally looks at the downside – that is you’re going to be stuck with two house payments. If you’re able to show you can afford two house payments, you may very well get the money.

You always have to have a successful conclusion to your story you tell the banker. Never look at the banker and say, „Well gosh; I’m only borrowing 70% of the appraised value. If the bank had to repossess the home the bank would have a bargain. The bank could sell the home, and make a good return on its investment.“ Never use this kind of logic on a banker. Bankers don’t want to be in the homeowner business. Never imply or even think in your mind this will happen.

If you’re not gainfully employed or you have a problem with your credit or you have no cash, your next best method is to find an investor that will joint venture a project with you. I’ve done this on many large projects when I didn’t have the finances to afford it myself. What I normally did was to structure the investment so that the joint venture partner would put up very little or no money. Investors really like that! What I needed was their strong financial statement. Understand, there are many investors, such as medical doctors, who have tremendous financial statements but they have very little cash. So if you can structure the investment so that it requires very little or no cash, it becomes a relatively easy investment to sell. When I’ve worked with a joint venture partner, after selling the investment, the investor would be repaid any cash he had invested, plus a fair interest rate that was agreed upon up front. All remaining profits would be split 50% to me and 50% to the investor. Normally in a situation like this, the investor would let me deduct any out-of-pocket expenses but, understandably, they would not let me take any salary.

You would not believe some of the wild, crazy, ridiculous investments requiring large amounts of cash I’ve seen these people put money into. Many of them have the same luck in the stock market that I have. These people should feel blessed that you came into their lives with a viable real estate investment. I’ve found these people by talking to friends, going to investment seminars and running ads in the paper.

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Source by Thomas R. Harrison

How to Sell Candy at School

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During my freshman year in high school there used to be one candyman who everybody went to when they wanted candy. He was so good at his job that people literally started calling him "Candyman", inside and outside of school. Kids began to realize that selling candy was a really lucrative business — at least for a kid in high school. By my sophomore year there were a few more "candymen" on the scene. This was quite convenient in that you did not have to report to THE Candyman every time you wanted candy. Now I'm in my junior year of high school and everybody's a candyman. Now it's virtually impossible for candy to be inaccessible on the 5-acre campus. I've been a candyman for 10 months now, and I'm going to share some tips with you that I had to learn by experience.

1. Buy your candy in bulk variety packs at Costco or Walmart. This will save you money.

2. Start off bringing about 25 candies every day. How much you bring depends on many factors, like your school size. There are nearly 3000 kids at my school and I've been able to sell over 50 candies a day.

3. Try to make regular customers. Find people who will buy your candy every day. Don't be afraid to ask !!! Hey, you want some candy?

4. Abide by the Candyman Commandments below …

The Candyman Commandments

1) Thou shall not consume thy product.

Don't eat your candy! You will never save any money that way.

2) Thou shall be unique.

There are all kinds of ways to be unique. For example: One of the candymen at my school turned his backpack into a portable refrigerator by neatly stuffing it with bags of ice. This kept the chocolate from melting. Guess whose chocolate everyone bought …. his. Uniqueness and originality go a long way; That's what brings in the cash.

3) Thou shall not overcharge.

Stick to the "everything is $ 1 rule". (of course little things like lolipops are exceptions). Overcharging will not get you more money … It will get you no customers.

4) Thou shall not undercut.

Being a candyman is not about price competition. People WILL buy your candy as long as you don't break Commandment # 3. People will buy candy from you even if they're not hungry – it's human nature to just want candy when you see it. Don't try to sell your candy at a discount and think that you will get more customers. From experience I know that you will not get more customers this way. This will just just lower your profits.

5) Thou shall be in possession of the following items during business hours:

* one-dollar bills. Always keep a stack of $ 1 bills so that you always have change and never have to let a customer down.

* Skittles, M & Ms, Snickers, Kit Kats, 3 Musketeers, Resse's, Starbursts. These are the basics, the must-have candies. Uniqueness comes into play here. Try to sell a rare, high-demand candy like Shockers (formerly known as Shock Tarts). Don't just sell the Original Skittles; sell the Tropical flavored ones too.

Now for the big question …. How much money will I make? It depends. I personally made around $ 15 profit a day. You can make more. You can make less. Follow this guide and try to develop your own pattern.

Selling candy is like a passive income — you don't really have to work; you just have to be smart and consistent.

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Source by Michael Z Adams

How To Write A Repair Request – It’s In The Details

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Disclaimer: While your Realtor may draft a repair request for you, or you may do it yourself, I strongly recommend seeking competent guidance from an attorney who specializes in real estate matters. Real estate agents cannot give legal advice unless specifically qualified to do so.

One of the major components of any quality real estate sales and purchase contract is the inspection contingencies. Once you have agreed to the basic terms and conditions with a seller, you should have allowed yourself a reasonable time period to fully inspect the property using any resource you see fit. It is very typical to find numerous items that may need attention during this period and you must decide what should be repaired and what you can deal with later.

The sales and purchase contract should have detailed instructions on how to handle any requests for repairs, and you should review these instructions with your Realtor before drafting a repair request. Failing to follow these instructions can be just a bad as failing to adequately express your expectations. Make sure you understand what you must do and what your recourse could be or you may end up purchasing a property with significant defects.

Let’s develop a scenario to use as an example of the many possible solutions to finding problems and getting them satisfactorily resolved. One situation I recently observed a friend go through with the sale of her home was the repair of a ceiling with water damage from a previous water leak. The buyers noticed the stain on the ceiling and the seller had disclosed the fact the roof had leaked and was repaired. The seller had sufficient documentation to prove this fact and provided it to the buyers.

The buyers took issue with the condition of the ceiling during the inspection phase and make a request to have the ceiling repaired. The exact wording of the repair request was „seller to repair ceiling in the living room“. This request was properly presented to the seller according to the contract and was agreed upon by both parties. At this point, all parties involved were content with the the status of the transaction.

Obviously, for this to be a good example for our discussion, something has to go wrong, right? Well, something did go wrong, and it led to some very heated arguments and accusations. The buyers‘ intentions with the repair request was to have the ceiling opened up, inspected for further water damage and mold, and then repaired and painted to match the surrounding ceiling. The seller’s intention was to replace the affected area on the ceiling with new drywall and mud, but not repaint or inspect for other damage.

Now, re-read the exact wording of the repair request. Who has the correct interpretation of the intent of the request? The seller or the buyer? In my opinion, both viewed the extremely vague wording of the request to their advantage and failed to recognize the other party’s intentions. Both could be correct, but since money and time are involved, neither side wished to give in to the other.

The seller did exactly as I stated and had the stain removed from the ceiling and did not repaint. When the buyers came through the house on their 24 hour prior to close walk-through, they saw the ceiling and immediately protested. This led to an escalating argument that culminated with a war at the closing table over the meaning of the repair request. It was ultimately determined that the seller had complied with the letter of the request and the buyers were left with no further recourse.

What can we learn from this specific transaction? I hope the first and most important thing you learn is to write extremely detailed, well though-out repair requests. My personal suggestion in this case would be to have written… „Seller to repair stain on the ceiling in the living room. Seller to have repair made by a reputable company with a successful history in this sort of repair. Seller to have the ceiling inspected for further damage caused by the previous roof leak and to inform the buyer immediately if any water damage or mold is present. Buyer shall have the right to make further requests for repairs should other damage be found. Seller to have repair completely and accurately documented and shall transfer any warranties that accompany the repair. Seller shall repaint the ceiling to match the surrounding ceiling.“

I don’t claim to have the perfect request for repairs in this situation, but I think both parties would have had a much better understanding of the intentions of the buyers and it is possible to have alleviated some of the contention at closing if wording more similar to this had been used. When you need to make a request for repairs in a real estate transaction, make sure you have considered all of the details and it is very explicitly and clearly written on paper. I would even consider consulting with a home inspector and attorney to help with the language.

I hope you find this information helpful and will be very careful when making requests for repairs in your next real estate transaction…

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Source by Joe A. Hayden

Agent Marketing Minute: Let a Brag Book Tell Your Story

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: Internet:

In today's competitive real estate marketplace, I still amazed at how few agents know how to communicate their real estate business story to a home buyer and seller. First impressions count, and you need to be prepared verbally and visually to tell your story and why the consumer should use you and not the competition. Soon after I started in the business I developed for lack of a better name, my brag book, that take on all listing appointments and first meetings with buyers.

My books' contents are always evolving and are constantly updated with current information and examples. The first section has as many active, pending, and closed listings as I can fit in. I include property brochures, postcards and virtual tours on CD-ROMs. Include a variety of price points and locations.

The second section has examples of newspaper advertisements, magazine features, and screen prints from my and my brokers web site to illustrate what types of marketing I do for a specific property.

Third in my brag book are the actual cards, letters, and emails that have testimonials from clients, both buyers and sellers, about their satisfaction with my real estate business.

Lastly, any awards or non-profit work I do in the community, I like to point out that giving back to the community is an important part of my business. After a client goes through my book, they have an comprehensive idea of ​​what benefits I bring to the table. Let your brag book help tell your story to prospective clients.

Immobilienmakler Heidelberg

Makler Heidelberg

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Source by Mark Nash

31 Items to Put in Your Lease Addenda Rental Form

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: Internet:

The Lease Addenda is a very, very important form for landlords. This lease addenda spells out in plain English all the key things that we've learned over the years that our renters really need to be informed about. This document includes but is not limited to (there are actually 31 items covered in this document) items like:

  1. Deposits and last month rent (not to be used for).
  2. Due dates and late fees for rent.
  3. Smoke Alarm Batteries Reminder
  4. Air Conditioning Filter Reminder
  5. Landscaping Responsibilities
  6. Unauthorized Repairs / Improvements
  7. 30 Days Notice Reminder
  8. Criminal Activity
  9. Move-in Inspection (Rental Property Condition) Reminder
  10. Subletting

You'll want to copy and paste these items as well as others items that you can think of that make sense for your specific property into the body of the document at the bottom of this post (which is just a sample header and footer for ease of use). So, with out further ado, here are the 31 items that we put in every lease addenda for every rental agreement that we sign with a tenant:

  1. Tenant understands that the Security / Cleaning / Redecorating Deposit is NOT to be used toward the last month's rent.
  2. Rents are due on the 1st of each month and are delinquent on the 2nd. 5-day notices will be served; there is a service fee for each notice, and this is charged to the tenant. Late fee is $ 35.00 per day retroactive from the 5th day of the month.
  3. Tenant shall take responsibility for checking batteries in the Smoke Alarm at least once a month and replacing when needed. If the smoke alarm is not functioning, the Tenant should notify Owner / Landlord immediately.
  4. Tenants are to change air conditioner filters every 30 days. Tenant's failure to change filters may cause the Tenant to be billed for damages. Tenant to maintain the home interior in a neat, orderly and "maid serviced" manner. Failure to do so may be a cause for excess wear and tear, and may be considered a material breach of the lease terms.
  5. The Tenant is responsible for maintaining the lawns, desert landscaping, shrubs, trees and other landscaping including mowing and trimming. Failure to maintain the exterior of the premises is justification to withhold deposits to restore the property to pre-rental condition.
  6. Repairs caused by resident neglect or negligence will be charged to the Tenant (ie a child's toy causes blockage in a toilet or sewer line, or excess hair stops up sink or shower line). Such charges must be paid within ten (10) days of written notice from the Landlord / Owner.
  7. The Property Owner / Landlord will NOT pay for unauthorized repairs.
  8. Tenants will not work on / repair vehicles at the premises; there should be no unregistered, non-functioning or commercial vehicles parked on, in front of or adjacent to the property that is visibly in sight from the street.
  9. The Owner / Landlord only warrants serviceability on the following appliances: air conditioner, heater, conventional water heaters, range / oven, refrigerator and dishwasher, if provided, and all other major electrical and plumbing systems. Owner / Landlord does not warrant or repair washer (s) and dryer (s).
  10. It is the responsibility of the Tenant to acquire and maintain liability insurance if the Tenant has a waterbed and / or pet. As noted in lease, written permission must be obtained from the Owner / Landlord to install a waterbed or have a pet at the property.
  11. The Owner / Landlord is not responsible for the Tenants personal belongings. Tenant understands that they may choose to obtain Renters / Tenants Insurance.
  12. Tenant must give written notice thirty (30) days prior to the expiration of this agreement to vacate or renew. On a month-to-month basis, the termination of this lease can only coincide with the end of a calendar month, unless agreed to by all parties.
  13. Tenant is to allow Landlord / Owner / Real Estate Agents to show the property for lease or sale during the last thirty (30) days of tenancy with proper notice. Tenant will allow placement of a Lockbox with property key the last 30 days of tenancy. Failure to comply may result in forfeiture of deposits.
  14. Tenant may obtain a free copy of the AZ Residential Landlord / Tenant Act from the Secretary of State office.
  15. Non-refundable fees will be applied to the following: cleaning / carpet cleaning / re-keying property.
  16. Tenant acknowledges receipt of a move-in inspection form. It is the Tenant's responsibility to return to Owner / Landlord within ten (10) days of occupancy.
  17. Criminal Activity: Tenant (s) or members of Tenant's household will not permit the dwelling to be used for, or to facilitate criminal activity, including drug related activity, regardless of whether the individual engaging in such activity is a member of the household or a guest. Violation of this provision shall be a material and irreparable violation of the lease and good cause for immediate termination of tenancy. Proof of violation shall not require criminal conviction, but shall be by preponderance of the evidence.
  18. Indemnity: Tenant (s) shall indemnify and hold Owner harmless from and against any and all claims, liability, penalties, damages, expenses and judgements for injuries or accidents to people or property of any nature however caused, occurring on or about the leased premises during the lease term and any other period of occupancy, including costs, expenses, attorney's fee incurred by Owner in defense of any such claims, whether or not such claims are adequately covered by insurance.
  19. Waiver: Either party's waiver of any breach of this lease shall not be deemed to be a waiver of any such breach on subsequent occasion, and failure of either party to insist on performance of the terms, agreements and conditions of this lease shall not include a relinquishment of such party's right thereafter to enforce such term, agreement or condition but the same shall remain in full force and effect. Should any provision or any part thereof in this lease agreement be determined unenforceable or illegal, the remaining terms shall remain in full force and effect.
  20. Utilities: Tenant (s) are responsible for having all utilities placed in their own name (s) prior to move in. Tenant further agrees to pay any and all deposits (if any) as required by utility companies.
  21. Assignment and Subletting: The Tenant may not assign or sublet the premises without the express written permission of the Landlord / Owner. An application fee will be charged by the Landlord / Owner to cover the cost of credit and background checks.
  22. Alterations: The Tenant shall make no alteration, addition or improvement to the property, either inside or outside, without the written consent of the Owner / Landlord.
  23. If property has an electric garage door opener, remotes will be operable upon move-in. Remotes are not warranted beyond move-in.
  24. Tenant agrees to return all house keys, mailbox keys, garage door openers and any other keys at time of move out. A $ 75.00 re-keying fee will be charged if all keys are not returned and $ 35.00 for each garage door remote.
  25. Tenant agrees to conduct a final walk-through inspection with Landlord / Owner at the end of the lease term. Tenant agrees to have all personal property removed from the premises at the time of final walk-through inspection. Owner / Landlord has no obligation to conduct a joint move-out inspection with the Tenant if ARS 33-1321C shall apply.
  26. FIRSTNAME LASTNAME and FIRSTNAME LASTNAME are owners of said property.
  27. Tenant understands that smoking is not permitted inside the home or garage.
  28. Tenant agrees to notify Landlord / Owner immediately of any water leaks that occur (ie leaks at sinks / vanities / tubs / showers / laundry spigots / appliances, ceiling stains or any water penetrations observed).
  29. Tenants are responsible for carpets being professionally cleaned prior to lease expiring; proof of cleaning is by receipt.
  30. If property is located in a homeowners association, Tenant is responsible for any fines assessed to property for violations caused by the Tenant. The two most common violations are garbage cans being left out on non-pick-up days and weed control. Homeowner's rules and regulations are available upon written request only.
  31. In the event that the property is sold the lease / rental agreement between landlord and tenant is cancelled on the date the new owner takes possession of the property. Tenant has 30 days to vacate the property or sign a new lease with the new owner at the owner's option.

Actual.pdf and word documents are available on the post of this article I made on my blog. Located here:

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Makler Heidelberg

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Source by Joshua Cork

Sell Your House in 7 Days – Deal Or Scam?

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: Internet:

I’m sure you’ve seen these advertisements on bandit signs by the highway, or in the real estate section of the newspaper. Perhaps you’ve wondered if they are realistic – or are they just a scam?

Well, the truth is that the better ones are genuine. They are placed by private investors who have immediate access to funds and can afford to close on your property quickly. They will often cover the closing costs, and will certainly arrange all of the paperwork. Sounds too good to be true? Well, it isn’t, but there is a snag – I bet you guessed that!

If someone is prepared to buy your house, for all cash, and close in 7 days, they are not going to pay retail market value. That’s a fact – they can’t afford to. These people are not philanthropists – they do this to make a profit (although the reputable ones also like to think they are helping people in distress). So, somewhere below the retail market value is what you can expect to see on their offer. How much below market value? It depends on the condition of the property, its location, and a number of other factors, but it could be around 70% of the retail price.

Before you think this is just a plain rip-off – think about it. If you sold the property through an agent, you would pay them at least 6%. Add on closing costs, inspections that you might pay for, and a small discount on the sales price, and it can easily get up to 10%. Then you can factor in your holding costs. If it takes you 6 months to sell the house (and that’s not bad in today’s market), you have your monthly costs – loan payments, tax, insurance, utilities, etc – to taken into account as well. On a house valued at $250,000, the monthly outgoings could easily be $2,500 a month. Over 6 months, that amounts to another 6%.

Add on the costs of preparing the house for retail sale – maybe another $5,000 and the situation could look like this:

Asking price $250,000

Discount for sale (2%) 5,000

Agent’s commission (6%) 14,700

Closing costs (2%) 4,900

Net sales value 225,400


Holding costs 15,000

Sale preparation 5,000

Total costs $20,000

Cash available $185,400 (74%)

So, if the house sells in 6 months, and you only have to discount by 2%, you might walk away with about 75% of the asking price. If the market continues to decline, or you have to cut your price for a sale, that could soon be below 70%. I think that makes an offer of 70%, cash, immediately, look attractive.

Of course, you can try to sell the property yourself, saving the cost of an agent, but market statistics show that over 80% of FSBOs (For Sale By Owner) end up using an agent anyway, and those that do sell the house themselves, achieve a lower price than the agent would have done. This is partly because the buyers know that the seller is saving agency commissions and discount that from the offer price.

When a private investor talks about buying your house in 7 days, this is just one of the ways in which they can do it. But as you can see, although at first glance the offer may not seem to be very generous, once you take into account the variables we have discussed, it can start to look like a good deal.

Immobilienmakler Heidelberg

Makler Heidelberg

Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
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Source by Chris X Lewis