8 Tips for Home Kitchen Remodel

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Many homeowners take advantage of kitchen remodeling to increase their home’s value and buyer pool.

Kitchen remodels often sell a home quicker and at a higher price thanks to kitchen updates.

Homeowners looking to sell their home anytime soon, may want to first update their kitchen. It is generally a 100% return remodeling project, helping increase the interested home buyer pool and usually compete better in a tight housing market. Kitchen remodeling projects don’t have to cost mega investment dollars. With wise planning, homeowners can gain a return of $2-3 on every $1 invested. That means remodeling a kitchen can actually earn money. Not all home remodeling investments carry the same high return; however, kitchen remodels are one of the best places to start.

Flipping the TV quickly shows the many options for today’s trendy cooking shows. Homeowners are enamored with the idea of being culinary masters like never before. Where budgets and location allow for high-ended kitchen investments, upgrading to a professional-style kitchens may capitalize on the cooking craze. Small to medium kitchen investments are almost certainly paying off. Expensive kitchen remodels can also gain higher numbers of potential buyers and attractive returns when the homes sell – if the right home designer and updates were made and marketed well.

Homeowners can create a completely new look with an up-dated kitchen remodel, transforming the room from closed off to vibrant, mulch-functional, and inviting:

* Add a custom island. A granite and quartz counter-tops is a favorites of home chefs. Create proper working space and surfaces that are attractive, durable and popular.

* Install a back-splash using natural stone

* Adding fun storage extends your kitchen and makes it so much more useable

* Use a fun new painting technique on your cupboard. New paint says „fresh and clean“ in an instant, and is one of the most cost effective improvements. Hiring a pro can make all the difference cutting in edges and gaining „wear and tear“ length of life. For selling faster, consider a neutral color such as light tan – think of coffee with cream.

* Change up your cupboards. Add a glass front to showcase favorite dishes. Try attaching a thin veneer to the cabinet’s surface, replacing the doors, and add new hardware for a finished and fashioned look.

* Install a new kitchen sink with a stylish faucet head. Sleek stainless resists scratches and is easy to maintain.

* Updated kitchen appliances to later models with energy saving features

* Hardwood or Laminate Flooring

The length of time a homeowner should plan for the project to take will be determined by:

1) the extent of the project

2) having the right materials ordered and on hand on time

3) your remodelers availability – it is good to schedule your project with the flexibility of fitting into your contractor’s calendar.

A kitchen remodel should reflect the home’s style. Be sure to enlist a professional home designer when attempting to go „modern“ in a traditional or historic home. Homeowners can successfully add to the home’s value when there is an excellent flow, are comfortable, functional, and maximize the available space in a stylish manner.

Using a home designer, whether you pay them just for their design expertise or to do the complete job, the money will be well-spent and homeowners save money in the end.

Today, the kitchen may be used for many facets of home life. Such as: a family gathering spot, meal-planning area, computer base for projects, and entertainment center-stage while hosting friends and family.

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Source by Jeannie Hill

4 Free Sites That Will Help You Sell Your Home!

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

In today's housing market, it can be tough to sell your home. You need every advantage that you can get to stand above the rest of the crowd. Home buyer's consistently site the quality and quantity of photos and available video as reasons for considering one house over another when doing their research online. And with 84% of all home buyers starting their home search online, it is important to not only have a presence there, but to do it effectively. There are four free Internet tools that you can use to help you stand out from the rest of your competition.

1. Postlets.com

The first free site to visit and take a look at it Postlets.com. Postlets is an online syndicator. They syndicate your house listing to 40+ sites online with the push of a button. With postlets, you can publish your house listing to social media sites, like Facebook and Twitter. Your listing will also be sent to sites like Zillow, Trulia, Google Base, Hotpads and FrontDoor amongst many others. This greatly enhances the exposure that your listing will receive across a wide demographic. You can also get HTNL code for your listing and post it on Craigslist. Do not let the word HTML scare you. It's a simple cut and paste scenario that everyone should be able to handle. They have a free membership that allows for an unlimited number of lists, but they only allow 6 photos per listing and no embeddable video. The PRO version allows for video and up to 18 photos per listing. The PRO version costs as little as $ 5 per month.

2. vFlyer.com

vFlyer.com is another online site that will syndicate your listing to numerous websites. According to the vFlyer website, "vFlyer was designed for non-technical and non-designers to create professional marketing content to promote residential homes, apartments, vacation rentals, autos, and services listings. vFlyer has enabled tens of thousands of people to create marketing content without any assistance. " vFlyer is our preferred provider for our house listing at LAISellshomes.com. vFlyer has a free program that will allow you up to two listings and each listing allows 8 pictures. The free membership at postlets.com only allows 6 photos. The starter plan is just $ 12.95 per month and allows for up to 10 listings, 26 photos per listing, embeddable video, a large selection of Craigslist layouts, and the ability to print out professional looking flyers for the listing. vFlyer has a nice Activity section that gives you the number of visits to your listing, as well as the source of that traffic.

3. Animoto

Animoto.com is a great site for creating videos from existing photos set to music that you choose. From their site … "Turn your photos & videos into pure amazing. Animoto automatically produces beautifully orchestrated, completely unique video pieces from your photos, video clips and music. Fast , free and shockingly easy ." This is a great site that enables you to harness the power of video without video production knowledge. The FREE membership allows for a 30 second video. The upgraded version allows you to create unlimited full-length videos, each licensed for commercial use with no Animoto branding. You can also download your video and burn them to a disc to hand out to potential buyers. If you are a Realtor, imagine the surprise on the buyer's face when you hand them a professionally edited DVD of the house that you just showed them. Who do you think that buyer is going to remember? The Realtor that handed them a traditional paper flyer, or you and your amazing video that you created? The business plan is $ 249 for a year, or $ 39 per month. Use Animoto.com to send a video of your house to a potential buyer or post it to social media sites. Or, upgrade to the business plan, download the video and embed in your postlets.com or vFlyer.com account.

4. Craigslist

Craigslist.org is a great site to advertise your house. It generates a huge volume of traffic, which translates to great exposure for your property. The easiest way to harness the power of craigslist is through either postlets or vFlyer. They both have the ability to provide HTML code that you can cut and paste into craigslist. You will then have a beautiful, professional looking brochure display of your listing on craigslist. All you have to do then is add the price and a captivating headline to get people to click through to the craiglist ad and you are in business. Here is a great tip not many people know about. Re-post your listing every 3 days. Craigslist allows you to post the same ad only once every 48 hours. By re-posting your ad every 3 days you increase the listing's exposure by keeping the ad at the top of the lists. If you do not re-post your ad it will continue to get pushed down the craigslist ad board where people begin their search.

All four of these sites are excellent ways to increase the exposure of the house you have for sale. You will be amazed at the results you will get when you combine either a postlets or vFlyer account with an animoto video and post it to craigslist. These are great tips for Realtors as well.

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Source by James Baxendale

Stage Your Home for "Yourself"

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

Many people have a horizon for when they're selling their homes. It could have been a year, two years, or five years. The family is growing and they need larger quarters … the kids are grown and they want to downsize … the home is too large as they get older … Florida is alluring … or whatever the reason. When the time comes to put the home on the market, they go all out painting, updating and replacing.

Why put all that money, time, and effort into the home for a new owner? Instead, put that money, time, and effort into a home you'll enjoy for yourself long you stay there. When I've staged homes for clients who are getting ready to put their homes on the market, I've heard so many say, "I wish I had done that sooner so I could have enjoyed it." Do not be one of those people.

Take a Good Look at Your Kitchen

An overhaul to your kitchen can be very expensive, but there are a few small changes that will make a major difference.

• The least expensive thing to do is give your kitchen a new coat of paint in a color that works with the color of your counters and cabinets.
• Replacing cabinets can be expensive. If your cabinets are out of date or in need of re-doing, think about painting them and changing the knobs, handles, and hinges. That alone can make a big difference.
• Countertops can be another cost investment. If yours are worn or in need of replacement, think about going with a laminate instead of investing in granite or other high-end countertops. Laminates have come a long way in recent years; they offer a wide variety of colors and textures.
• Take all the clutter off your refrigerator door. A refrigerator door looks messy when it's covered with your kid's school schedules, magnets, photos, calendars, or anything else. Instead put these items in the inside a door, closet, or cabinet.
• Organize the cupboards and pantry. Remove excess stuff-you know the items you have not used in years and probably never will.
• Choose an attractive centerpiece for your kitchen table. Use a vase of flowers, a bowl full of fruit, a ceramic or glass piece, or anything else that appeals to your taste.
• Add a plant or two plants to liven up the room.

Now, Take a Look at Your Bathroom

The appeal of a lovely bathroom can remind you of a luxury hotel or soothing spa. You can create a taste of that in your bathroom.

• Any bathroom can be instantly transformed by adding beautiful, soft towels that you display decoratively. You can purchase a wall-wine rack, roll the towels, and place them where the wine bottles would go. Or you can roll a few towels in a basket with fragrant soaps, bath oils, natural loofahs, and candles to create a spa-like atmosphere.
• Clear off the counters. That includes toothbrushes, the jar of cotton balls, the roll of paper towels, and everything else that clutters the counter. (Instead of having everything on the counter, go to a store like the container store where you'll find all sorts of caddies, shelves, holders, and de-clutter items.) Get an attractive soap dish or use liquid soap with a dispenser for the bathroom counter.
• If your tub is old and worn and the tiles in your shower are no longer attractive, you can call a company such as Bath Fitter to install a new tub and wall right over the old one. Bath Fitter claims to do the installation in just one day.
• Mirrors often de-silver after years in the bathroom. Replace them, sometimes with mirrors with a lovely frame.
• Replace the faucets, knobs or door pulls, and towel racks for an updated look.
• Include a vase with flowers, pussy willows, or leaves. Either pick them from your garden or get silk ones.

In and Around the House

Take a look around your home to see what else you may be able to update or redo:

• If your wooden floors are worn or dirty from all the years of walking on them, it's time to have them sanded and coated with polyurethane.
• If your carpets are stained or no longer look clean, it may be time to have them professionally cleaned or replaced.
• If your wallpaper is peeling (and that generally starts at the seams), it's time to remove the paper and re-paper or paint?
• If your walls are full of fingerprints from the kids or the paint is not looking fresh and clean, it's time to repaint.

Look Outside

• If shingles on your roof are coming lose, it's time to have the roof looked at and possibly redone.
• If your driveway has excessive cracks, it may be time for a topcoat or more.
• If you have shutters, make sure the paint is fresh and the shutters they're attached firmly to the house.
• If your shingles or anything on the outside creates an eyesore, take corrective action.

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Source by Sheryl Roberts

Commercial and Retail Property Leasing – How to Be Pitching for a Landlords Listing

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In investment property the landlords that own premises always require leasing assistance. Rarely will they turn down the offer of a genuine tenant at a market rent. For this reason, if you as a real estate agent focus on the control of your market and the tenants that are active or potentially active, you will create more opportunity for listings. Landlords will listen to you. More of your presentations and sale pitches will convert to listings.

Landlords want the best agent when it comes to leasing the vacancies that they have. Your database of enquiry from your local market is foundational to attracting landlords to your leasing services. So if you want to control your leasing market, focus on your database and the enquiry that sits in it.

When you pitch for landlords vacant premises to lease try these rules:

  • Show them the size of your database as a bulky document that they can feel and see. Put it on the table during the presentation or pitch.
  • Talk to the landlord about the recent market rents that have been achieved which other comparable properties in the area. Explain the advantages and differences between gross and net rents as you see it for their premises.
  • Explain what incentives are out in the market to attract tenants in today’s terms. It is likely that your landlord will need guidance or help with the incentive structures and decisions.
  • Make sure you have inspected the property in detail so you can talk to it and the property features around which you will build your inspection and marketing strategies.
  • Identify the target market that will be attracted to the property and just how you will tap into that target market.
  • Explain what the situation is like currently regards the time on market for the leasing of premises. What is the vacancy factor in the area or region that can impact on the landlords leasing requirement?
  • Tell the landlord what you consider to be the essential facts that tenants require in today’s leasing situation
  • Give the landlord an idea of how the best lease could be structured, what the rents are, and how the rents could be improved over time.
  • Talk about the permitted use and the zoning of the premises that will have impact on the future leasing strategy.
  • How do the services and amenities in the property suit the current enquiry for leased premises?

Landlords in this property market need help from agents to find tenants. Rarely will a landlord really have all the resources and solutions available to lease the premises that the local real estate agent has. These 10 facts above will help you show that you are the real estate agent of choice to market the vacancy for the landlord. If the vacancy and property is of high quality, insist on getting an exclusive leasing agency appointment so you can focus your efforts on the market and the premises for at least 8 weeks. If the property has not leased in that time then something else is impacting the marketing or the enquiry base.

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Source by John Highman

Buying a Home Faster Than Your Competition – 6 Secrets to Winning the Offer Race

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Some frustrated home buyers are being shut out of today’s real estate market because other buyers always seem to get there first. They want to buy. They’re qualified to buy. But by the time they can make an offer, it seems someone else has gotten there first.

Here’s an example from a question someone recently asked:

There have been about 16 properties overall that my agent and I viewed or I was very interested in. I am beginning to feel that either the agents, banks or whoever is on some kind of inside knowledge. As sometimes I maybe on the way to look at a property that was just listed. Then I would get a call from my agent that it just went under contract… I look at about 6 to 7 sites daily, and she does her part but I am on a deadline. But even today, I saw a home that was just listed, and then she calls back and say that it was under contract. It makes no sense, She says that it went under contract May 4th, and it was listed May 3rd, but it was not even shown on the MLS, or any of the sites until today. What gives? It’s like someone call their friend before it’s listed, and they have the inside knowledge. It’s really frustrating.

Does some of that sound familiar? Here’s how I answered, offering some insider tips on how to get there before the competition:

The first clue something was wrong is that the question asked on May 24. However, the would-be buyer said the house was listed May 3 „but it was not even shown on the MLS… until today.“ There’s something seriously wrong there. (The MLS is the „multiple listing service,“ an online database agents use to list homes.) Most MLS systems (probably all – it’s a nationwide collection of local systems) have regulations on posting listings quickly. There shouldn’t be a 3-week lag between an agent taking a listing and posting it on the MLS. If that happens to you, ask your Realtor to look into that. Either it wasn’t really listed on the 3rd, or it appeared way before the 24th. There shouldn’t be a 3-week lag. My guess: It was listed on the 3rd, but the sites the buyer was looking at didn’t show it until the 24th. Solution: Use the right sites.

Keep reading to find out which ones they are.

Second, I asked the buyer why she was looking on 6-7 sites daily. It’s only necessary to use one – any one that is connected to the MLS. Your local Realtor probably will have a link on his or her site to search the MLS. Or for anywhere in the country, go to http://www.Realtor.com. There are many other sites – Zillow and Trulia, for example – but they receive the same feeds you can find on the official MLS sites, only with some delay. And there IS a lag between the time something’s posted on the MLS and the time it may show up on other sites that receive feeds. Usually, it might just be a day or two, though, not 3 weeks.

Third, if you’re losing the race to buy a home, then have your agent announce your needs at his/her weekly agent’s sales meeting. Many agencies have weekly agent meetings, and one part of the agenda is that they’ll go around the room announcing recent listings and other activities. It’d be perfectly appropriate for an agent to say, „I’m representing a client who’s looking for a 3 bedroom, 2 bath single-family home in Fairfax Virginia for under $375,000.“ That way, agents discover properties before they hit the MLS. I’ve seen agents announce properties that they have scheduled to list in a week or two (often the owner is doing some last-minute fix-up work), and another agent will go over to the first one and say, „I have a client who’s interested in that sort of home.“ And so sometimes the listing doesn’t even make it to the MLS.

Fourth: Make sure you’re looking at FSBOs (for sale by owners), too. Those houses won’t appear on the MLS. Not today. Not tomorrow. Not 3 weeks from now. (Unless a flat rate listing service is used.) Ask your Realtor to look for FSBOs.

Fifth: Eliminate the competition. Most buyers are looking for houses for sale. Duh! So look in other places, too. Make purchase offers… on rentals. Sometimes people decide to rent out a home because they don’t think it’ll sell. Or because they don’t want the extra hassle of getting it ready for sale. Still, some landlords would like to sell. So, make an offer on a rental you see that you’d like to buy. Your Realtor can help you with that strategy and process.

Sixth: If you find a landlord who doesn’t want to sell today, offer to buy using a lease-option or lease-purchase. That way, you rent today, but usually lock in a price at which you can buy. Sometimes – for tax or other reasons – an owner just doesn’t want to sell today. So you let him sell when he wants to. But meanwhile you’ve locked up the home.

So: You’ve just learned about 6 ways to get ahead of the competition – or avoid the competition altogether – when you want to buy a home.

Happy house hunting!

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Source by Don Tepper

How to Buy a House For Back Taxes, Dirt Cheap, Without Competition

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

So you’re looking for a smarter way to buy a property, either to live in, or to invest in. Congratulations. If you’re reading this article, it means you’ve leapt out of the „thinking“ phase and into the „doing“ phase, and most people never make it that far. There are many deals to be had, if you’re willing to do a little research.

You’ve probably heard that tax foreclosure property is a great investment, and you haven’t been led astray; but now, you’re going to learn how to buy a house for back taxes, dirt cheap, without dealing with the headache of competition. If you’re looking for a cheap property to buy for yourself to live in, stay tuned as well- this technique will work even better if you’re not an investor!

Right now, throw out everything you’ve heard or read about tax sales. If you’re smart, you’re going to figure out quickly that you can’t compete with all the big companies that will be clamoring to bid against you at the sale. Tax sale, be it for deeds or liens, is not a place for the savvy investor in today’s market. There’s a much better way for you to buy a house for back taxes: from the tax delinquent owner himself.

Most people overlook this strategy, which is why you’ll find next to no competition. If you’ve ever tried buying directly from an owner in mortgage foreclosure, then you understand why this is so widely unappealing to failed mortgage foreclosure investors. Frequently you can’t get these owners to return your call for the life of you– and if you do get a deal, then you have to deal with mortgage, the second mortgage, the back bills, the back taxes; but when you buy a house for back taxes, it’s a different animal.

Why?

Because these houses almost never have a mortgage!

That’s right. The mortgage company takes care of any tax problems to avoid losing their interest in the property. So you’ll find almost all these houses are free of a mortgage, or they wouldn’t be up for tax sale in the first place.

Another thing that might seem counter-intuitive is that the owners will almost always return your calls, and when they do, they’re eager to make a deal with you to sell to you, and for dirt cheap, just to get the property out of their name! This is because, as you’ll see, many owners of these properties aren’t people who are down on their luck, and are losing their homes. They’re people who inherited property, or absentee landlords, who have had it with this economy, and actually let the property go to tax sale on purpose, just to get rid of it.

This gold mine of owners can be hard to find, making them great prospects, and you’ll be pleasantly surprised to find how many of these owners are ready to hand over their deed for a couple hundred dollars to you, just because they’d rather see it go to a nice, small-time investor like you, than to see it go to the government. If you’re looking to buy a property for yourself to live in? Even better. Expect to find owners even more excited to give it to you- for almost no money.

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Source by Maggie Dawson

What Annoys Real Estate Agents

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Real Estate Agents, like anyone else in the sales profession, have their fair share of job related 'pet hates'. Due to the nature of the work where one is dealing with clients who, in most cases, are selling or purchasing the largest investment of their lives, a lot of emotions are involved. These emotions are often portrayed as indecision, insecure and ego. Of course an Agent would like their work to be as simple as listing and selling properties and while this is exactly what goes on most of the time, more than most professions, a large portion of an Agent's best efforts are often wasted. Most Agents work on a commission base only and can not really afford to waste resources in an effort to please awkward and unreasonable clients, but soonless they often do. As someone who has worked in the field for over a decade and from my own perspective I will try to cover some situations that I endured and that Agents continue to end as a part of their daily work. I would say that the following rate rate among some of the most annoying issues that Agents have to face on a daily basis.

Users – These are the home owners in an agent's canvassing area that the agent has spent years building a professional relationship with and given a courtesy call at least once a month for years, who then list and sell their property through another Agency. The Agent may have been called upon to do property evaluations (estimating a property's value by means of market related statistics) for the home owner's portfolio of properties. The Agent may have been called upon often to offer info and advice on property taxes or property law but then the seller goes and lists and sells through a rookie Agent, new to the area and who has done no more than drop a leaflet in the seller's post box!

Time Wasters – I recall arriving home late one Sunday afternoon after a camping trip. I had just rolled into the driveway when my mobile phone rang. It was a chap in my neighborhood who said that he wanted to sell his house urgently, it could not wait, I had to go to see him immediately! I quickly unpacked the car, changed and went to see the seller. On arriving there, I saw that he was having a braai (barbeque) and a few beers with some friends. I had printed a valuation report which I submitted to him and after a short discussion he signed a Mandate for me to proceed with the sale of his property, despite his girlfriend's objections. The next morning he called to say that he wanted to change his mind about selling as he did not feel ready yet!

About five weeks later he called once more and with a beer in his left hand he sign a new mandate with me. I placed his property on the market, sat a show house and was able to get him an offer at a value that he originally said that he would agree to. He turned the offer down and said that he would like to take his property off the market until he could get even more for it. Once more I obliged.

When he called me around three months later to sell his house again, I referred him to an Agent in the area who I did not like. I realized that this seller only wanted to sell his house whenever he was drunk!

Staying on the same subject, I would say that buyers who are too relaxed can be very unreasonable. I would say that Agents are let down frequently by prospective buyers who do not make it to appointments to view properties. Often I would call a few sellers to set up the required times for when I could bring my prospective buyer through to view. I would then arrange to meet the buyer at a neutral spot such as at the local service station. After waiting in the hot sun for 15 or 20 minutes I would call the buyer to see where they were and often they had just left the office on the other side of town, in peak hour traffic or had totally 'forgotten' that they had another appointment. A timeous courtesy call to an agent would make a big difference, but often a relaxed buyer simply does not get around to it. Many a Friday afternoon I would call to see where the buyer was only to be told they had forgotten the appointment while the background noise was clearly indicated that they were in a pub.

Other buyers can simply not make up their minds on what they are looking for. An Agent will drive some buyers around to see all twenty of the listings on their books that seem to be within the category of what the buyer is looking for. The buyer will either dislike everything he sees or, even worse, love everything he sees but still not commit to making an offer. Often, after the Agent has spent around four full days driving the prospective buyer around, the buyer will go and buy a property through another Agency that is totally different to what he said was looking for.

Chekskates – Buyers who really like a property often want it for next to nothing even though there is value in the property. After any advice to make a decent offer, they will make a ridiculous one which is hardly worth putting down in writing but that the agent is obligated to present to the seller. When the predictable happens and the offer is rejected, then they will counter offer by such a small amount that it would hardly make a difference. When the counter offer is returned, the average cheapskate (who can afford more) will often ask the agent to call them if they get another offer and to tell them how much the other offer was for. A decent agent should not declare any figures but can say that they received a higher offer. This is usually not good enough for a cheapskate who only wants to offer ten cents more at most and so these buyers are usually not worth pursuing.

Complainers and Bulldozers – I group complainers and Bulldozers together as they are often one and the same. This group usually feels that everyone must jump because they are parting with their cash. They often request to see the property again and then complain about things that they were okay with at the time of signing the Offer to Purchase. All of a sudden they are no longer happy with the color of the paint in the rooms that they want to use for their children and the rooms must be repainted before they move in because the kids can not possibly breathe in paint fumes. The re-painting is something that the seller needs to do as they have already offered so much for the property that they could have bought the ten bedroom mansion two blocks down for the same price. Any opposition to such a request is usually met with a threat to cancel the whole deal.

I once had a buyer who wanted investment property, he looked over a small house that I had listed before completing an Offer to Purchase. He said that he would like the back wall by the kitchen repainted. I noted this under 'special conditions' on the Offer to Purchase document and thought that this would be covered once accepted by the seller. The seller repainted the back wall and then the buyer asked to see the vacant property once more. On seeing the property for the second time he said that he wanted the whole outside of the house repainted otherwise he would, surprise, surprise … cancel the whole deal. The seller refused to budge and instead of the deal being canceled the buyer got his Attorney involved and threatened to sue everyone. After two weeks of haggling, the issue was finally resolved when the sellers reluctantly agreed to paint the whole outside of the property.

Nibblers – This is a group that I personally find most stressful. These are buyers that move in and then start to want additional repairs done to add value to their purchase. They go through the property like Sherlock Holmes with his magnifying glass and make four pages of bullet points about everything that is wrong with the house. Everything from the flaking paint on the back window ledge to the chip on the corner of the guest bathroom window pane is noted. They whine and complain about the seller needing to repair everything and if they are paying occupied rent before transfer then they also usually threaten to cancel the whole deal or to stop paying occupational rent.

Lazy Sellers – Some sellers agree to carry out repairs as part of the Sales Agreement. They never do despite numerous reminders. The buyer understandably becomes agitated and the agent gets caught up in the middle of the whole mess. It often takes prolonged intervention from the Transfer Attorney to resolve the issue.

There you have it, so next time you query your Agent's commission, bear in mind what they often have to endure. It is hard enough for Agents to get mandates in the first place and then a lot of sales fall through and Mandates are lost due to issues such as a buyer not being able to secure a home loan.

Immobilienmakler Heidelberg

Makler Heidelberg


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Source by Steve M Egan

What Everybody Ought to Know About Jewelry Appraisals

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

For most of you, the thought of getting a Valuation or Appraisal on your Jewelry is NOT at the top of your list.

But it should be.

To often, clients assume that their Jewelry is either …

  • # Not Valuable enough to bother
  • # Covered by their Household insurance
  • # Safe on their Finger, so it will not get lost

All of these assumptions are WRONG and we cover some suggestions in our Insurance article (address given below) and the security pages under the Learning Section of the Online Appraisal Center.

If you are concerned about these matters and have not had the chance to read them yet, we suggest you take a little side trip and cover the bases, soon as possible …

… Before the ring falls off the finger or the chain gets lost while swimming or the Diamond (was it a Diamond?) …

Get the Picture ..?

That's exactly What a Jewelry Appraisal Valuation Certificate is for.

Types of Jewelry Appraisal Valuations

The main type of Valuation or Appraisal we come across is the Valuation for Insurance. This is the one you would normally receive from your local Jeweler or Gemologist.

It is basically designed to cover you (through your insurance policy) against any loss or damage you may encounter.

It is designed to provide you, wherever possible, as near a REPLACEMENT OF A SIMILAR ARTICLE as possible.

It will include any taxes or duty plus the Jewelry Trade mark up.

What Are The Other Types of Valuations?

Other forms of Valuations are …

  • # Valuation for 'Private' Sale
  • # Valuation for an 'Auction' reserve
  • # Valuation for Probate
  • # Valuation for Division of an Estate (under conditions of a Will, for example)

Each of these types are simply a percentage of the 'Master Valuation' figure or Replacement for Insurance mentioned here.

The Master Valuation Appraisal

While these are briefly briefed regarding their structure and use, you should remember that all of these valuations are just by-products of the Valuation Appraisals for Insurance, both in principle and procedures.

Therefore, with a little common sense and a child's school calculator, we can arrive at a final figure for any of the above situations.

After all – they need the SAME information to begin with.

If you had an Online Form which helped complete a Jewelry Appraisal for yourself, there would be no easier or quicker way to help in the majority of these cases, and you would not even need a child's school calculator to complete it, because it would all be built into the Computer System.

Nice thought – but is it a reality?

Thankfully – Yes it is.

Jewelry Valuations For The Rest Of Us

While our advice is – and always has – to get your Jewelry valued or appraised by your local, professional gemologist Valuer, it remains our belief that in the 'majority of cases' and taking into account the costs involved (your professional Valuer charges a reasonable fee for their skill and the work carried out) there is an alternative.

Any Self Appraisal Valuation can be equal to the task for a fraction of the specialized service, in a shorter timeframe, and costs much less – Lots Less …

So do not ask 'Why' – Ask yourself – 'Why Not ..?

Here are some interesting Facts

  • # People thought you had to be a lawyer to write your own Will -Do-it-Yourself Will Kits are now Commonplace
  • # People thought you had to be an Accountant to do your Tax -An Online Tax Pack has been set up by the Government
  • # People thought you had to be a Real Estate Agent to sell your Home -FSBO (For Sale By Owner) has changed all the rules
  • # People thought you needed a Solicitor to handle a Conveyance -This is now no longer the case

The entire game has shifted.

# You Do not Need to be a Gemologist Valuer to write your own Appraisals. It's as simple as filling in a Form. Anyone can do it.

Plus It Is Convenient …

You do this in your own time, at the pace you wish to go, without any pressure. You will have ample time to start your self evaluation, change your mind about something, go away for a couple of hours or days even, and when you return, start again from where you left off, finally arriving at the bottom line to print your Appraisal Certificate from Home or Work.

So What You Really Ought to Know About Jewelry Valuation Appraisals, is that it's possible and anyone can do it.

There is an Online Jewelry Appraisal do-it-yourself Valuation Kit which has been designed to be as simple as possible while remaining accurate, within the guidelines of the Jewelry Trade and Valuers Profession.

It's a Smart School Calculator.

WE ARE NOT SUGGESTING IT CAN TURN YOU INTO A QUALIFIED VALUER nor are we trying to replace your local Jeweler. That would be wrong of us to even try.

But you bought to understand the possibilities.

Our Goal here is to simply steer you in the right direction to answer a series of questions, which will lead you to the MOST PROBLEBLE result for any Jewelry under assessment. You have choices …

These days, it's just too easy.

Immobilienmakler Heidelberg

Makler Heidelberg


Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
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Source by David Foard

We Buy Houses Signs – The Good, The Bad, and The Big Yellow Ugly

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

Yes they’re ugly, but… I know they’re ugly, that’s sort of the point, these signs, are not invisible, and help to catch the attention of the locals. We live in a world of perfect typography, so when ugly painted text shows up, we tend to read it. It’s advertising, the sad part is, like all other forms of advertising, people do get used to these as well, and they become almost invisible. So, I personally use these on an on and off basis.

We Buy Houses, the truth is…

Most real estate investors are known as transactional engineers with many different tools in their tool bag. I personally find that more often then not, a cash offer simply won’t help the sellers situation, this is where we as investors dig in, and get creative! Truth of the matter is, sometimes selling the house in a traditional way will cost you money. We work to find a solution to at the very least, make sure that you don’t come out of pocket when selling. If you find yourself in a position where you or your loved ones need to sell your house fast, know that you have options, and that big, ugly, yellow sign was meant for you!

Most people, don’t want the ugly sign, but…

While 95% of the people will drive by and think nothing of it. There are a few folks that come across these beacons of hope, and feel relief. Mr. Rich Dad, Poor Dad, said it best „Your home is not an asset,“ not only is this a fundamental truth, but sometimes your house can actually be hurting your finances. Letting the home go in to foreclosure is what most people end up having to do, not knowing they had options! So, while you might be thinking you are helping your community by „cleaning up“ and taking down the ugly yellow sign. You might actually be hurting someone in a life changing way, foreclosure is not pretty!

Ugly for beauty, you decide…

These signs are typically placed in high traffic, high cash transaction areas, and not in residential communities. Yes they make your telephone poll look ugly, but lets take a closer look at the good they do for your neighborhood. You know that vacant home growing tall grass, almost as fast as the haunted house stories it’s originating? That’s what we as investors are looking for! We find these ugly homes, and completely renovate them! Investors make them beautiful again adding value to your neighborhood! Let the telephone poll look ugly, your house is now worth more because of it!

Don’t take the ugly yellow signs down, they help people, and well… they cost a lot of money. For those of you that have seen these signs and ultimately brought you here, I hope I was able to provide some insight!

Immobilienmakler Heidelberg

Makler Heidelberg


Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
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Source by Glenn C. Elliott

How You Can Get A Home Back After Losing It To Foreclosure

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

There are three ways that I know of and have helped homeowners with in the past to get a home back after the bank has completed foreclosure proceedings and sold the house at auction. I am sure there are more options available, but these different methods have worked for us many times in the past and can work for you if you are attempting to get a home back after losing it.

The first and most straight-forward way is to buy your home back during the redemption period. The redemption period is a time after foreclosure where the court will allow you to buy your home back. The lender can not sell the home during this period and in many cases, you can remain in the home during the redemption period. Redemption is not available in all states or circumstances, but if you are allowed a redemption period, you may buy the home back by paying the balance due on the loan, along with the total arrears (total missed payments and fees). In a few rare cases, we have seen lenders willing to reinstate the loan during the redemption period, if the homeowner is able to pay the total arrears.

If there is no redemption period under state law, you may be able to work out a solution before the sheriff sale is confirmed by the local courts. In general, there is a five day period (varies by state law) after the sheriff sale before the sale is confirmed. If you are able to pay the arrears during this period, the sale can be stopped or reversed.

Of course, the trouble is finding sufficient funds to purchase the home back. Some ideas on how how to find money during the redemption period or before the sale is confirmed are listed here to get you thinking. Sell off all belongings, including retirement accounts, life insurance, cars, campers, and so on. Find second or third jobs and have everyone in the family contribute. Rent out a portion or bedroom of the home or property. Borrow money or get a new loan if you still have enough good credit and a down payment to qualify for a new loan. Ask family members, friends, co-workers, bosses, and relatives for donations or personal loans to get the house back.

To get a loan from a traditional foreclosure lender, you will need to come up with 35% down, so if you have a $200,000 payoff, you will need to raise $70,000. This seems like a lot of money, but any equity you have in the home will count towards the $70,000, so it may not be that hard if property values have remained somewhat stable during the time you bought the house and went into foreclosure.

Also, you may also want to try and negotiate with your lender and get them to reinstate the loan during the redemption period. Not all mortgage companies will agree to this, of course, but it is worth the extra effort if your financial situation has recovered to the point of being able to make a reasonable monthly payment. If you can raise the money to pay the arrears, this may be an option. However, you may need to hire a professional negotiator to help make this happen.

Your second option to get the house back is to have your sheriff sale reversed. In many cases, there are legal discrepancies or rules your lender did not follow. With a good attorney, who is familiar with the foreclosure process, you can use the law to your advantage. Once the sheriff sale is reversed, your lender will start again, correcting their mistakes, so act fast and raise the money needed to get your home out of foreclosure completely. This is only a temporary solution, obviously, but it can give you the time you need to put together a longer-term plan.

Finally, you can consider the use of a private investor or friend or family member to buy the home from the bank after foreclosure. Technically, this should be done at the sheriff sale, or after the sale when the lender is selling the home, but there are many options that would allow the home to be sold before the foreclosure, or even with a short sale, to another party. The purchasing party could, in-turn, sell the home back to you. This could be through a new mortgage, if you qualify, or with a lease or buy-back agreement. Either way, you now have possession of the home and can obtain ownership at a time when your credit has improved. You need to be careful when doing something like this, because there are rules and laws you must be aware of. We highly recommend using a professional agent or someone who specializes in such deals to attempt this option.

If you have already lost your home to foreclosure, there is still hope! Just choose one of the three methods above and find an attorney or trained foreclosure specialist to help you carry out the steps needed to reverse your foreclosure or get your home back after the process has ended. If you have a solution that will allow the bank to end up with their money and you end up with the property, it may be worth pursuing such a mutually beneficial solution for the banks and your family.

Immobilienmakler Heidelberg

Makler Heidelberg


Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
Wir verkaufen für Verkäufer zu 100% kostenfrei
Schnell, zuverlässig und zum Höchstpreis


Source by Nick Heeringa