Importance of Family in Our Life

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Family is very important part of our everyday life. It helps us in improving our personality. It also helps us in shaping our life. It teaches us the value of love, affection, care, truthfulness and self-confidence and provides us tools and suggestions which are necessary to get success in life.

Family is a place where you can be yourself. It is a place where you are accepted for what you are. This is where you are completely tension free and everyone is there to help you. Family encourages you when you are surrounded by problems. It helps you survive through tough times and bring joy and happiness into life.

Decency is very important in the communication of daily life. It helps us make strong relationship with others and make us come across as a very gentle, intelligent and likable person. Everyone loves to be in a company of such person. Family helps bring decency into our life which is necessary to lead a happy life.

One of the most important aims of our life is to build a successful and highly rewarding career. Our families help us in creating a strong future. It gives us valuable suggestion about different career prospective. It not only guides us in choosing the best but also financially helps us to cover the expenses of education. Thus it helps us in making a good future.

The importance of family is probably realized when one went to holiday or celebrate an occasion without family members. It was very hard to celebrate an occasion or went to holiday without being surrounded by family members. At that time probably we realize that how important they are to us. At that time, we came to know about the importance of our families.

Today, most people don’t realize the importance of family. They prefer to spend most of their time with their friends. But when they are surrounded by problems, it was their family that helped them get rid of problems. At the time, when even our best friends refuse to help us, it was our family that came to help us. So it is very important for each and every individual to give importance to their families above anything else and enjoy spending time with family members.

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Source by Karan Kapoor

How To Start A Roasted Corn Business

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Corn roasting is a simple yet very profitable small investment business. The successful corn roasters make full time living working just the summer months.

To start a roasted corn business you will need to acquire permits and business licenses from the health department and from the state. The following is a typical checklist to start your business.

1. Decide the size and the scale of the operation.

2. Decide on the menu for your concession business.

3. Purchase your equipment and tools.

4. Register your business.

5. Apply and obtain all the required licenses and permits needed to run a food concession business.

6. Secure events and have fun running your concession stand.

Permits, Licenses, and Inspection

Every state has laws governing business licenses and permits. Most likely, you will have to register your business with the state agency, so you can do business in the state. A tax ID number, business license number, and tax registration number can be issued to your business, depending on the state in which you are operating. You should verify with the city or county that the business location is zoned for that activity. You must have commercial liability insurance, both for your business and for your vehicle and trailer.

Health Department and Food safety

As a business owner and a food worker, you will be preparing food for other people. Contact the health department of your county or state to receive a copy of a food safety guide that will help you greatly in learning more about food safety. Roasted corn is considered a less hazardous food, but if you are going to sell potatoes and turkey legs you may have to pay higher fee.

Start-up Costs of a Corn Roaster Business

Brand new corn roaster with warranty: 10,000-$12,000.

Used corn roaster: $5,000-$8,000.

Additional equipment and accessories: $1,200-$2,000.

Used van or truck: $2,000-$10,000.

Food cost for first two events: $300-$1,000.

Event sign-up fee: $800-$3,000.

Fuel, utilities, and miscellaneous: $200.

Equipment Required to Start a Corn Roasting Business

A professional corn roaster, minimum 200-500 corns per hour.

Hot plate for melting butter

Steam table for storing cooked potatoes and turkey legs.

Two 20-lb. propane tanks

Fire extinguisher

Commercial quality tent

2 tables,

Hand washing unit (portable) very easy to assemble one

Mics. Little things

Google „Corn Roasters“ and search for companies that will help you get started before buying the equipment if you are strapped for cash. One of the company Texas Corn Roasters help.

How to Find Events and Festivals

There are many sources for finding festivals and events, such as your vendor friends, the local Chamber of Commerce, auto racing, fairs and festivals, flea markets, rodeos, and theme parks. The Internet is one of the greatest sources for finding events. Many good sites provide this information. Always send a professionally done proposal with your application if you want to beat the competition.

Suppliers and Producers

Suppliers and produce wholesalers are your key to success in this business. You cannot afford to buy the food from retailers, so you must find producers capable of providing you quality food at wholesale costs. Every state and big town has a local supplier who delivers food supplies to local restaurants. „Wholesale food distributor“ in the Yellow Pages is a good place to start. Corn is cheap if buy from a wholesaler.

Serving food at the festival

The way you serve can also improve your business. You will need certain condiments for every item you server. For instance sale, black pepper, Cajun spice, garlic powder, lemon pepper and more.

Signage

You have probably heard the saying „flash is cash.“ It is very true when it comes to the festival business. You could have the most delicious food, best prices, well-trained staff, and a festival with thousands of people. If your booth fails to attract customers,, it is probably the poor signage.

Tribal knowledge

Like many other small profitable business the roasted corn business is run by tight lipped vendors who do not share tribal knowledge. There are not any website, or sources for a newbie to find any information. The tribal knowledge could help you make extra 25K a year. There is a very helpful book „Earn an entire year’s living with corn roaster“, that covers this business with very granular level of details. It is worth buying.

If you plan on making your concession business a full time job, consider an RV that can tow your corn roaster trailer and getting on the list of concession vendors that follow a fair rout.

Accounting and numbers are also very important aspect of this business. Festival Concession business offers financial and personal freedom like no other small business does.

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Source by Michael Chay

Types and Examples of Leasing

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Leasing is an old method of financing which is now gaining popularity almost in whole world. Legally, the lease contract is not a sale of the object, but rather a sale of the usufruct (the right to use the object) for a specified period of time. Under it, there are two parties one is the owner or lessor of the asset and other is the lessee or the party that takes the asset on lease. The lessee takes the asset for use for a specified period of time and makes rental payments. The ownership of the asset rests with the lessor but it is in the possession of lessee and right of use is also transferred to lessee.

It has following are different types. The two basic types of leasing are: Finance Lease and Operating Lease. These are explained below:

(1) Finance Lease: Under finance lease all risks and rewards of ownership of asset are transferred to lessee. The ownership or title may or may not be transferred. A finance lease is somewhat like a hire purchase agreement. Under finance lease the lessee after paying agreed number of installments, is entitled to exercise an option to become the owner of asset.

Example:

Suppose the AB company takes a new automobile on lease for three year. Also assume that at the end of three years the AB company will be called to take the ownership of vehicle at no extra cost. Here not only the vehicle is taken on lease but also the AB company is using the lease agreement as a means of financing the automobile. This type is called capital lease or finance lease.

(2) Operating Lease: According to International Accounting Standard (IAS-17) the operating lease is one which is not a finance lease. Under operating lease, the lessor gives the right to lessee to use the asset or property for a specified period of time, but risks and rewards of ownership are retained by the lesser.

Example:

Let up suppose that MY enterprises owns a complete 6th floor in Eden Tower, a multi story building. Further assume that MY enterprises gives some rooms of this floor on lease to XY corporation.

Now if the value of this building increase due to good business activity then the lessor i.e., MY enterprises can take the benefit of this increase by either selling out the rooms or by increasing the rental amount. On the other hand if the building decreases in value than also the MY enterprises will be the sufferer of loss. This type of leasing is called operating lease.

Besides these two main types, some other types of leasing are explained below:

(3) Sale and Lease Back: Under sale and lease back agreement, an asset is first sold to the financial institution. The sale is made at the genuine market value. After that the asset is taken back on a lease. This type of leasing is advantageous for those companies which do not want to show high debt balances in their financial statement.

(4) Capital Lease: This type of leasing is governed by the financial standard board which is not applicable in Pakistan. Under this type, when lessee acquires an asset on lease, he simultaneously recognizes it as a liability in the financial statement.

(5) Leveraged Lease: This type of leasing involves three parties including a lender, a lessor and a lessee. The lender and lessor join hands to accumulate funds to buy the asset. The asset purchased is then given on the lease to lessee. The lessee makes periodic payments to the lessor who in turn makes payment to the lender.

(6) Cross Border Leasing: It means to operate lease agreement in other countries. Such type of leasing is very difficult in present circumstances. The reasons being that different accounting treatments, tax charges and incidental criteria prevail in foreign countries. Also the tax rules differ from country to country. So a big problem arises as how to present such lease agreement in financial statement.

However, as with recent developments the accounting treatments are being made similar for each items all-around the world by International Accounting Standards and it is hoped that cross border leasing will rapidly flourish in near future.

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Source by Arfan Ul Haq

Shrinking Hemorrhoids & Growing Faith

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

If you read my article ‚How Hemorrhoids Made Me Healthy, Fit & Sexy‘ you know how I treated my condition. Now, discover how a severe flare-up of hemorrhoids increased my faith in God. It sounds unbelievable, doesn’t it? Here’s what happened.

In early 2009, I was shocked to see how the recession was eating into my RRSP savings. People I knew were facing the prospect of deferred retirement because of their losses. What could I do? I had two choices: keep losing money and worry, or (deep breath) take the plunge into home ownership.

I had dreamed of owning a home for years, but life in Toronto is expensive and I didn’t think I could afford it. Despite an uncertain corporate job with an income that would barely stretch to meet my financial needs, buying my first home felt like the right thing to do. In fact, it was my ‚unnatural‘ peace about taking this huge step that convinced me it was part of God’s plan for me.

I do not like to rush important decisions. I emailed a realtor friend and laid out my finances, my wish list and my will-settle-for list. I doubted he would find anything for me but I was determined not to buy more than I could afford. We sat down together in early March, just to talk. My friend brought two sample listings to show me. Two months later, one of them was my first home. I had been praying, „Lord, I don’t want to turn (big round number) and still be renting.“ My closing date was 7 days before my birthday!

With $25,000 borrowed from my RRSP for the down payment and renovations, I began purging 20+ years of accumulated possessions, and shopping for flooring and a kitchen for my new condo. With the help of my realtor, family and friends, everything moved quickly but smoothly.

The next ‚miracle‘ was that nearly all the renovation work was done in one month. Old floors and kitchen ripped out. New bamboo floors and a custom-designed IKEA kitchen installed. Tile was laid in the bathroom and kitchen. I even had the whole place professionally painted. It was wonderful! It was expensive. Was I getting in over my head?

Before I could worry, I had a more pressing problem. My kitchen countertops were on back order. And the plumber insisted on installing the kitchen and bathroom sinks as one job. This meant I had no water, except in the bathtub, for three weeks!

By July, I had both sinks, the renos were done and I could actually enjoy living in my new home. My south-facing unit is bright and has a lovely view of the river. Located in a park-like setting amid lawns, trees and gardens, my home occupies a peaceful corner of the city.

Summer was super busy. I was working full-time and unpacking boxes and organizing stuff at home. I was too tired to cook nutritious meals or get much exercise – though every so often, the thought would come: you should go for a walk, or, try the gym downstairs, or, eat more salad and fruit, not just chips, cookies and beer.

All the excitement and stress – buying a home, renovating, moving – plus my recent poor lifestyle choices – took their toll. In October, I had a severe flare-up of hemorrhoids (a condition I have had since my 20s). Usually, after a few days of eating lots of fiber and exercising more, the veins would shrink, the bleeding would stop and the pain would end. Only this time, nothing helped. Days turned into weeks and I was still suffering.

Finally I went to see my doctor and got prescription ointment and suppositories. I was careful with my diet and started working out and walking. After 10 days, the bleeding stopped and the pain subsided. What a relief! But within days, it started again and got worse. I used three courses of medication and the doctor said the next step was surgery. Ouch! Just the thought of it was terrifying. There had to be another way to treat this condition!

I began to pray, „Lord, have mercy on me. Help me. Heal me.“ I found Bible verses about healing, wrote them out and read them daily. One favourite was in Matthew 8, verses 1 to 3, about a man with leprosy, who approached Jesus, knelt down and said, „Lord, if you want to, you can make me well again.“ And Jesus touched him, said „I want to. Be healed.“ And he was. Later in the same chapter, a Roman officer asked Jesus to heal his sick servant. Jesus said he’d come to the man’s house, but the Roman said, „Lord, I am not worthy to have you come into my house. Just say the word from where you are and my servant will be healed.“ Jesus was amazed by the Gentile’s faith and praised him for it. He healed the servant. Other scriptures that helped me were Psalm 6, verses 2-3; Exodus 15 verse 26 and Exodus 24 verse 25. I started declaring „Thank you Lord for healing my hemorrhoids“ before it happened, believing that he would.

But I didn’t just sit around waiting for it to happen. I continued with my Internet research. Instead of desperately buying an expensive ‚miracle cure‘, I was determined to try everything that was reasonable and affordable. Some of the things that helped me included:

– Sitz baths – filling a large tub with very warm water, adding some Epsom salts, and literally soaking my backside for 20 minutes twice a day

– White oak bark – one website suggested steeping this mixture into the sitz bath water

– Herbal supplements – of several I tried, Butcher’s Broom was the most helpful

– Fiber – three times a day I took psyllium fiber. Inulin fiber was almost as good and much easier to take

– Diet – I changed what I ate and how I ate (see my article ‚How Hemorrhoids Made Me Healthy, Fit and Sexy‘ for details)

– Exercise – I started working out 3-4 times a week in my condo gym and walking every day at lunchtime

When I went for my annual checkup in early December, I had lost 8 pounds and toned up nicely. I felt better and I looked good. Most days, I had very little pain and the bleeding had almost disappeared. I began to believe, and to declare, that I would be 100% healed by the New Year.

Looking back, I realized that the fleeting thoughts I had over the summer – that I should eat better and exercise more – were God’s way of trying to get my attention. He wasn’t being a spoil sport, he had my best interests at heart. He knew my chronic condition would flare up and he wanted to help me avoid it. But I didn’t listen. When it got to the point where I was in severe pain and ready to do whatever was necessary to stop it, God helped me to find the information I needed. And to commit to making the changes – in my diet and exercise habits – that would heal the hemorrhoids and get me fit. I learned that if I don’t respond to God’s gentle ’nudges‘, he applies increasing pressure. Tough love. I wished I had listened sooner! But, because things got as serious as they did, the changes I was forced to make turned into a permanent new lifestyle.

I have a confession to make, though. I am not perfect. Two or three times, on weekends, I overindulged (chips, ice cream, pastries, alcohol) and my hemorrhoids flared up again. Constipation caused strained bowel movements and the pain of an aching colon reminded me that this condition doesn’t disappear – it becomes dormant. Under the right conditions (eating foods that cause constipation and not exercising enough to keep the digestive system functioning) the bleeding and pain can return.

These relapses made me grateful that God did not heal my hemorrhoids outright. I believe he could have. But he knows that I can be lazy and self-indulgent; that there are times I may not be as careful as I should be. At family gatherings, where we enjoy big meals with a variety of foods, accompanied by wine or beer, followed by rich desserts and coffee. Or after work, when I’m tired and don’t feel like exercising. It’s easy to slip back into bad habits, so I am grateful for these reminders that nudged me back on track.

Now, because I learned the hard way, I am convinced of the need to eat balanced meals, with lots of fruit and vegetables, and very little dairy, meat and saturated fats. I know I have to stay active – walk every day, take the stairs, work out. Becoming stronger and healthier feels great. Staying balanced promotes physical, emotional and spiritual well-being. And that means that I can enjoy living a ‚purpose driven life‘. (Note: this phrase is derived from the book „The Purpose Driven Life“ written by Rick Warren.)

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Source by Vera Petkovsky

Maltese Law on Property – The Contract of Emphyteusis

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Article 1494 of the Maltese Civil Code (Chapter 16 of the Laws of Malta), defines Emphyteusis as follows:

„Emphyteusis is a contract whereby one of the contracting parties grants to the other, in perpetuity or for a time, a tenement for a stated yearly rent or ground-rent which the latter binds himself to pay to the former, either in money or in kind, as an acknowledgment of the tenure.“

Emphyteusis is typical of Continental law (European) and not English law. It is very different from lease or rent of a dwelling house or a piece of land. This is because unlike lease, Emphyteusis is a real right which attaches to the land being contracted and not to the person contracting such right. On the other hand, lease, being a personal right, does not attach to the land or the dwelling house being granted, but only to the person receiving the lease. The legal implications arising out of these differences are considerable, especially with regards to the rights and obligations of the contracting parties.

The contract of Emphyteusis must be made by public deed before a Notary Public. It would be null if done by means of a private writing. Lease, on the other hand may be entered into by private writing and will have the force of law. The contract of Emphyteusis cannot be changed throughout the emphyteutical period. Once the ground-rent is established, it cannot be changed.

Article 1494 provides three key phrases which need to be clarified:

i. perpetuity or for a time

There are two types of empytheutical grants: Perpetual Emphyteusis and temporary Emphyteusis. The former is a payment which must be effected annually with the legal option of redemption. Redemption renders the land freehold. Temporary Emphyteusis, on the other hand, is a contract for a number of years. (Usually in Malta the most popular number of years contracted for are 17 years, 21 years, 99 years and 150 years.)

ii. stated yearly rent or ground-rent

The ‚canone‘ or ground-rent must be stated in the contract, under pain of nullity, and is to be paid yearly to the dominus, i.e. the owner of the house.

iii.

The utilista recognizes the fact that he can legally enjoy that property and must acknowledge the dominus as being the real owner of such property.

The contract of Emphyteusis is a sui generis contract whereby the dominus, who is the real owner of the property, is temporarily divested of all his ownership rights. Such rights and obligations are shifted to the ‚utilista,‘ the person enjoying such grant, throughout such period. Upon the expiration of the contract, the property, with all the improvements made to it, will revert to the dominus and there will be no right to extend the Emphyteusis.

In the old days, Emphyteusis used to be granted by land owners to farmers who tended the land. Sometimes the agreement would be that as acknowledgment, rather than paying money, the farmer would deliver to the dominus part of the produce, harvest or fruit yielded by that land.

Ownership rights and obligations are, during the running of the Emphyteusis, vested in the utilista and not the real owner. Article 1507 states that the utilista is bound to carry out any obligationimposed by law on the owners of buildings or lands. This demonstrates the responsibility which the utilista has in terms of maintenance of the property. He must treat such property as if it were his own. If, however, there is considerable expense in carrying out such obligation, the utilista may apply before the Civil Court First Hall to demand that the dominus be compelled to contribute a portion of the expense. In such a case the court will take into consideration, primarily, the contract of Emphyteusis entered into by the parties, the remaining period of the grant, the amount of ground-rent and other circumstances relevant to the demand.

The utilista has a very broad right of disposing of the property held under Emphyteusis; he may dispose of the emphyteutical tenement by means of a public deed which can either be an act inter vivos, i.e. made during his lifetime, or causa mortis, i.e. made after his death, in this case, by means of a will. The utilista may sell the Emphyteusis to a third party for a specified amount of money. Obviously, he will be selling the remainder of the emphyteutical period. Moreover, he may grant the property once again under Emphyteusis, known as sub-Emphyteusis, in which case, he will be receiving a ground-rent himself.

Such alienation of property does not require the permission or consent of the dominus, in either case. Moreover, the rights and obligations of the utilista will, upon transfer, be shifted onto the new utilista or sub-emphytheuta. The latter will only become the new utilista after the dominus has acknowledged him. Unless the new utilista is known to be incapable of carrying out his contractual obligations, the dominus cannot refuse to acknowledge him. In cases where the dominus refuses to acknowledge the new utilista, the latter will still remain personally bound to the former for the payment of the ground-rent.

During the period of the running of the Emphyteusis, the utilista has the right to ‚alter the surface of the tenement, provided he does not cause any deterioration thereof'(Article 1506(2)). Thus, if the utilista would like to build further or to add further to the already existing structures on the land, he may do so. Moreover, he is entitled to any ‚treasure trove‘ that he may find on such property. The dominus is not entitled to a share.

On expiration of the Emphyteusis, the utilista is bound by law to return the land or tenement with all the improvements made throughout the years during which the property was under Emphyteusis.

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Source by Natasha Buontempo

Advantages and Disadvantages of Living in a Condominium

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Living in a condominium seems to be a good choice for people who like to be in the heart of the city. For many it is better than living in an apartment. Condominium living has so many great things to offer than an apartment. But let me tell you now, before you finally make a purchase, that living in a condominium is different from living in a single family home unit. This is mostly because of its particularities.

• Condominiums are located in the cities and when living in a condominium, you own the space between the walls of your unit and share ownership of the common areas with other owners, but you do not own the land where the building is built. You just share an interest in it with your neighbors.

• Most people who live in condominiums own their spaces. Therefore, you can have long term neighbors and build relationships with them, but you also have to share walls and common areas with them. If you are not a very social person, this could become a problem for you.

• Condominiums offer better security than apartments. Condominium buildings often have security features, be they buzzers or a guard service. Plus, you find it easy to leave the place for a trip or vacation knowing that you’ve got neighbors whom you are familiar with. The thing that you might find a problem is the sharing of amnesties with your neighbors and whenever there’s a association meeting, as a part of the community you have to show up, attain, and coordinate.

• Living in a condominium could be less expensive than living in an apartment, but with the maintenance and repair of the common areas, your monthly pay could go upward. You will be charge with the swimming pool fee, but you didn’t use it.

• More people, especially first time buyers prefer condominiums because it is less expensive than those residential single family homes. But in real estate market, when there’s a downfall, condominiums are the last to recover. Therefore, it will be hard to sell a condominium after a tough climate.

• In condominiums, you have access to gym, swimming pool, and other common areas that you would not be able to afford on your own. But the problem is, there’s what we call Covenants, Conditions and Restrictions (CC&Rs), a set of rules that forbids space owners to bring pets or make a renovation and many others.

I hope you found this article helpful in making decision whether you like to buy a condominium or go for a single family house.

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Makler Heidelberg


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Source by Monte H Mohr

Why Have Major Lenders Suspended Foreclosures – A New Chance to Get a Loan Modification Approved

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

Why have 3 major lenders suspended foreclosures, and what does that mean for you?

Here’s the short story of why. It seems that banks were in such a hurry to foreclosure, they forgot to follow the rules. With all the work involved in taking all those homes, who would notice if they cut a few corners along the way? Well they got found out, and it turns out that many of the foreclosures they have already done or were about to do, may have no legal basis because they didn’t follow the rules.

Here’s what this means for homeowners.

If you have had a home taken by any one of these banks that include Bank of America, Chase and GMAC, contact an attorney immediately, because you may have a law suit on your hands with damages as big or bigger than the amount of your mortgage — with the possibility of rescission! What’s rescission? They may have to forgive your mortgage balance entirely, and give you your home back. Make sure the attorney you contact knows mortgage notes better than the lenders who wrote them.

If you have a foreclosure pending, or if you have received a notice of sale, and have a foreclosure auction date, the first thing to do is to call the sheriff or attorney that sent you that letter. Don’t assume anything.

Ask them if your sale is canceled. Just because you have a Bank of America loan, doesn’t mean YOUR sale is canceled unless the attorney or sheriff has actually received word that YOUR sale is canceled. In other words, they could be pulling a fast one on you. We just called about a Bank of America sale for next week and as of today it is not canceled.

In other words, you may want to still have a „Plan B“ in place. That could be having the preliminary documents so that you can file a chapter 13 bankruptcy and stop your sale on the spot. Have everything ready to go to the court house in case they are still going through with your sale. You can actually prepare these documents yourself without an attorney. That’s pretty cheap insurance (a couple of hours and the cost of some instructions).

If the foreclosure attorney hasn’t received notice of cancellation of your foreclosure sale, then call your lender. Don’t rely on them just „telling“ you. They probably won’t confirm anything. The only way to get confirmation is to establish an open channel with the foreclosure attorney who sent you the letter. Let them know you spoke with your lender who said the sale was canceled, and would they please confirm that. Then get something in writing from them. Remember that the foreclosure attorney has no authority to act on their own. They can only do what the lender has instructed them to do.

There is nothing stopping your lender from going back one mortgage at a time, and doing what is necessary to fix their compliance mistakes and shortcomings. In that case, they may be able to resume foreclose with confidence that they are in compliance.

So you may have less time than you thought.

And finally, take full advantage of the time you you have just been given. Now you may find yourself with time to get started or reapply for that loan modification. In one sentence, a loan modification changes your loan with lower payments, so you can afford your own home. This takes months, even when things go right. So DO NOT PUT THIS OFF! The more you know the less the chances are that you will do this wrong, and waste months of valuable time. Get educated, and get started!

Immobilienmakler Heidelberg

Makler Heidelberg


Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
Wir verkaufen für Verkäufer zu 100% kostenfrei
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Source by Matt Silverman

How To Sell Used Travel Luggage

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

Do you have a travel luggage that has been sitting in the back part of your closet? You should consider selling it. Many travel enthusiasts looking for a more affordable luggage will surely find your bag worth buying.

It has to be in good condition, of course. The bag should be without very visible and very significant damages. Otherwise, nobody will buy it. Here are more tips on how you can sell your used travel luggage:

1. Clean your bag first.

For leather bags, you might have to purchase a special leather polisher that can bring back the shine and lustre of the leather material. For canvas bags, simply revive the color by cleaning it in your washer using a mild detergent.

You can also vacuum your bag if it is still relatively clean. Get rid of dust inside the bag. Remove receipts or candy wrappers in the pockets. Also clean the caster wheels. Use a damp towel to get rid of crusty mud on the caster wheels.

2. After cleaning your bag, make a quick assessment on how much it should cost.

If it is still in mint condition, you should be able to sell it for more than half of its original price. There are also many travel luggage brands with a value that soars as the bag gets older. There are a lot of vintage bag collectors these days.

3. Get clear photos of your luggage.

Use a white background to make your luggage look more impressive. Make sure the room has good lighting. If you are selling your product online, you would want to impress your prospective customers with the pictures alone. You can also try borrowing a digital SLR camera so you can take more vivid photos.

4. Sell your luggage.

Make an online account in any of the numerous online stores today such as eBay, Etsy or Amazon. Upload the photos you have taken. Select the best photos. Indicate the details of the bag including the brand, the size, the number of compartments and the color. Provide details on the merits of using that travel bag.

Indicate in the details that the bag is not new and you are selling it to clear out your closet. Use words that will attract your prospective clients but do not embellish or exaggerate. Make sure you also have an account where they can send their payments. Indicate the price for shipping and handling.

Immobilienmakler Heidelberg

Makler Heidelberg


Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
Wir verkaufen für Verkäufer zu 100% kostenfrei
Schnell, zuverlässig und zum Höchstpreis


Source by Alan Cassidy

How To Start A Low Cost Window Blind Retail Business

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

A window blind retail business can be set up at a relatively low cost. This business involves visiting prospective customers in their homes, measuring their windows and helping them choose fabrics from your range of samples. When you take an order you simply send it in to a blind manufacturer who offers a trade supply service. They will make up the blinds to your specification and send them to you. You then return to your customer to fit the blinds and collect payment. There is no stock to hold as you are supplying bespoke products, custom manufactured to your customer’s requirements so you only purchase stock when you have an order.

You should also expect to collect deposits from customers which means that you should cover your purchase costs before placing your orders, giving you a very good cash-flow situation. To start this business you will need a range of samples to show people. These can be purchased from a trade manufacturer. You could actually ‚beg‘ a few free samples, however it’s much better to have professionally produced swatches at least rather than scrappy bits of fabric. A set of samples can cost up to £200 however there are options available where you can get a starter set for around £50 and trade up later as your business gets established.

You will also need a few tools for fitting, a good drill, a hammer, screwdrivers and a small stepladder are essential pieces of equipment. Another thing to consider is how to promote your new business. Local newspaper advertising works well however this will add to your start-up costs. You could also print leaflets and deliver these yourself as a low cost alternative to get you started. Fitting most blinds is a simple task and can be done by anyone with a basic knowledge of DIY, if you choose your trade supplier carefully they should be able to offer you any advice and guidance you need on the fitting. Generally the window blind retail trade operates on a gross profit margin of about 40% – i.e. you double your VAT exclusive trade buying price. With the correct approach and marketing you could expect turnover of £100000 plus a year.

Immobilienmakler Heidelberg

Makler Heidelberg


Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
Wir verkaufen für Verkäufer zu 100% kostenfrei
Schnell, zuverlässig und zum Höchstpreis


Source by Stephen J Moore

Building Types and Styles of Kenya

Immobilie bewerten, Immobilie Wert, Immobilienrechner, Verkaufsrechner, Immobilienwertermittlung Tel: 06227-399170 Handy: 0176-2116-9990 eMail: info@heidelbergerwohnen.de Internet: www.heidelbergerwohnen.de

As the construction industry embraces modern architecture and builders experiment with new styles and plans, there is a growing difference between building types and styles used today than those built even a few decades ago.

Certain styles of buildings are widespread in Kenya and seen as the de facto standard. As a result, most buildings have similar designs and forms that contribute to building limitations in terms of flexibility and ease of use.

Traditional styles of building in Kenya

Until recently, buildings in Kenya have had common characteristics in their construction that are determined by

  • Skills of the labor force
  • Accessibility and affordability of building materials

Developers are beginning to work outside their comfort zones to use varied building plans and construction materials resulting in innovative architectural looks and forms.

Buildings in rural Kenya

Temporary and semi-permanent structures

The building types and styles in rural Kenya are significantly influenced by the region and traditional culture of the people living in a specific rural area. For instance:

  • The Maasai and Samburu tribes construct temporary huts called ‚Manyattas‘ to match their pastoralist lifestyle. These are made from twigs tied together by dried tree-bark or strings to make walls with thatched roofs.
  • The Kalenjin tribe construct semi-permanent huts using twigs and posts joined together using nails. Mud or clay is plastered on the twigs to make walls and the floor while the roof is made of long grass or reeds.
  • Coastal people such as the Mijikenda make houses from coconut leaves popularly known as Makuti houses
  • The Kikuyu, on the other hand, use timber for the walls and iron sheets for the roof.

Permanent structures

Temporary structures are dying off and being replaced by permanent houses made of stones and mortar.

For those who cannot afford stones and mortar, bricks are made by mixing clay with sand, straw, stone, concrete and lime, and then shaped into blocks that are either air-dried with fire or dried in a kiln. The bricks are used for walls and pavements.

Interestingly, bricks are finding their way into urban areas as developers seek to construct affordable housing for urban dwellers.

The few permanent buildings in rural areas have similar styles owing to the construction materials used and lack of sufficient skills by local workforce. Most of these homes have:

  • L, T, U and I shaped designs
  • Several bedrooms and a living room (sitting room)
  • Bathrooms and kitchen often built in separate locations from the main house

Commercial buildings are simply built as plain empty halls with no design and style taken into account.

Customary styles and types of building in urban Kenya

The styles, designs, architecture and types of buildings in urban Kenya are more expressive with most built using stones and mortar for walls, cemented or tiled floors and iron sheets or roofing tiles for roof covering.

1. Flats and apartments

They are the most common building type among urban dwellers.

  • Accommodate high numbers of tenants and are relatively affordable
  • Less sophisticated in terms of design and style
  • Range from single rooms, bedsitters and self-contained one-bed houses to self-contained two and three-bed houses.

It is rare to find apartments and flats with more than 3 bedrooms.

2. Maisonettes

More sophisticated in design and based on the personal style of the owner, there is growing demand for maisonettes in Kenya to accommodate the increasing middle class. As a result, companies are developing large-scale projects of maisonettes in a bid to capitalize on the new housing market.

3. Bungalows

  • Mostly built by upper middle class and class A and AB
  • Highly sophisticated in terms of design, style and type

Commercial complexes

They are the most versatile in terms of design, type and space, and materials used range from glass and metal to stones and mortar, plastic, bricks and combination of timber and stones, etc.

  • They include sky scrapers and storied buildings
  • Their designs and use of space is determined by the function of the building with shopping malls and entertainment spots being more open in terms of architecture and design.

Immobilienmakler Heidelberg

Makler Heidelberg


Der Immoblienmakler für Heidelberg Mannheim und Karlsruhe
Wir verkaufen für Verkäufer zu 100% kostenfrei
Schnell, zuverlässig und zum Höchstpreis


Source by James E Harrison